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Jana Small Finance Bank Business Loan

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Valid till 31st March '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

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15.5L Reviews

5.7cr+Satisfied Customers
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₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto 75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto 50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto 75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Jana Small Finance Bank – Business Loan

Jana Bank - Business Loan - Highlights
Interest Rate 16% - 21 % p.a. (Secured) & 26% - 28 % p.a. (Unsecured)
Loan Amount Up to Rs. 3 lakhs (without collateral security)
Up to Rs. 50 lakhs (with collateral security)
Repayment Tenure Up to 3 years (unsecured) & Up to 15 years (secured)
Collateral Required Yes, in form of land - residential or commercial building
Current Account Zero Balance Current Account
Insurance Facility Available for applicant an co-applicant
Doorstep Facility Available
Offered to Existing customers & New customers of Jana Bank with minimum business vintage of 3 years

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.

Also - Compare Business Loan Interest Rates from Top Indian Banks

Jana Bank Business Loan for Individuals

Business Loan for Individuals - Highlights
Interest Rate Varies from applicant to applicant
Min. Loan Amount Rs. 30,000
Max. Loan Amount Rs. 1 lakh
Eligibility Criteria Existing customers with 18 months of relationship with Jana Bank
Business Existence Min. 2 years
Collateral Required No
Doorstep Service Available
Collection through NACH

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.

Also Read: How to get a business loan without security?

Documents Required for Loan Application

Documents required if PAN Card is not available

  • Form 60
  • Passport
  • Voter’s ID Card
  • Letter issued by National Population Register having details of name and address
  • National Rural Employment Guarantee Act (NREGA) certificate

Residence Proof

  • Any 1 of KYC documents
  • Utility Bill not old than 60 days

Please Note: Jana Small Finance Bank is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.

Toll-Free Numbers: 1800-2080 / 1800 4200

Avail Jana Bank For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Avail Jana Bank For
All Your Needs

FAQs

The types of business loans offered by Jana Small Finance bank include Business Loans for Individuals, Business Loans for Entity, Secured Business Loans and Secured Plus Business Loans.

The business loan interest rate offered by Jana Bank starts at 16% p.a. onwards.

The maximum repayment tenure offered is up to 15 years.

The processing fee charged is 3% of the loan amount plus GST.

Yes, you can pre-pay your loan anytime at no additional cost, only in the case of Business Loans for Individuals. There is no pre-payment charge levied by the bank. For other loans, there are charges levied by the bank.

There are no late payment charges, only if you are availing loan for an individual.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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