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City Union Bank Business Loan

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Avail up to ₹1 Cr starting at 13%

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

City Union Bank Business Loan Highlights

Interest Rate 12.50% p.a. onwards
Loan Amount Min. Rs. 15 lakh & Max. 75 lakh
Eligible Entities Trading, Micro and Small enterprises (Proprietary / Firm / Companies)
Repayment Tenure 24-60 months (Demand/Term Loan)
Margin required 25%
OLCC 1 year and renewable every year
Pre-closure charges 2% of the amount

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges

Compare - Business Loan Interest Rate of Top Banks

Primarily, Easy Business Loan is offered to small traders and shop keepers and for trading, micro and small enterprises.

Types of MSME Business Loans

Loan Type/Category Cash Credit Working Capital Loan Letter of Credit Bills Finance
Availability CC, OD, Drop Line OD Loan with EMI & Non EMI for working capital purpose In form of guarantee to their customers, for business purposes In the form of Bill Purchase and Bill Discount
Margin 25% 25% NA 25%
Moveable and Immoveable securities Yes Yes Yes NA

Documents Required for Loan Application

  • Duly filled application form with passport-sized photographs
  • Business Plan
  • PAN Card – For Company/Firm/Individual
  • Aadhaar Card
  • Identity, Age, Income and Address proofs (Valid Passport, Voter’s ID Card, Driving License, Utility Bills (Water, Electricity))
  • Bank statement of last 6 months
  • Business Address proof
  • Rent agreement/Sale Deed
  • Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited
  • Business establishment certificate

Additional Documents

  • Sole Proprietorship Declaration or Certified Copy of Partnership Deed, Certified true copy of MoA & AoA
  • Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)

How to Apply for Business loan in City Union Bank?

There are two ways through which one can apply for a business loan:

Online: One can visit the official website of the Citi Union Bank to apply for Business loan. Customers simply need to visit the website and apply online.

Visit the nearest branch: An individual can directly visit nearest bank branch to apply for a business loan. Here again, an application should be filled and the important documents should be submitted.

Avail City Union Bank For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

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FAQs

The City Union Bank Business loan is offered at 12.50% onwards.

The minimum loan amount offered is Rs. 15 lakh and maximum loan amount goes up to Rs. 75 lakh.

The maximum repayment period of business loan is 5 years.

No, collateral is not required by City Union Bank.

You can check the City Union Bank business credit status by reaching the client care number (044-71225000) or in the event that you as of now have a record can login to your record and check the status there. You can likewise check with your account manager in the event that you have been designated one.

The maximum loan amount that can be availed is up to Rs. 2 crore. It can even exceed depending upon business requirements.

No, there is no collateral or security required for unsecured business loans up to Rs. 2 crore. Banks do ask for collateral for loan types, such as equipment finance, line of credit, machinery loan, term loan, etc.

Both Bill discounting and Bill purchase is a funding term used for businesses in which the invoices are raised to acquire funds. However, the processes of availing loans under these two banking terms are bit different.

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What our customers say

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Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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