Category: Home Loan

Saving is an extremely important aspect of the financial planning of every individual. However, there may be times when you pass through a rough patch and require a bit of financial aid to tide over troubled times.

Both home loan and land loan are availed to acquire a property. However, home loans are availed for properties that are already constructed, are under construction or will be constructed in the near future.

Equated Monthly Instalments or EMI’s often form a sizeable component of the monthly expenditure in case of most salaried class homebuyers or those with personal loans.  The priority for most of these borrowers is to prepay/partly pay the loan as early as possible.  This would save them from paying extra interest on the loan apart […]

A financial goal that transcends all regions and communities is that of owning a home. Once the required financial planning is done and necessary savings accumulated, the next question is whether to buy an apartment or an independent house.

Over the last two decades in India, the demographic of people applying for home loans has witnessed major transformations.