Category: Credit Card

Out of the various offers available on a credit card,, one of the most interesting is the equated monthly installment (EMI) option for big ticket expenses you are unable to pay off immediately. The following are some key factors you need to consider before opting for an EMI conversion on your credit card debt. WHAT […]

All of us want to get rich but while some of us fall behind on our financial savings goals due to poor planning, some others fail to capitalize on the easy wins. The real art is to generate savings even if your income level remains almost constant. In the following sections, we will discuss some […]

Dhruv checks into a hotel and is asked to provide his credit card details at the front desk. Once at his room, he gets a call from a fraudster on the room’s land line. The person on call says that he is from the hotel’s front desk, and informs Dhruv that there are some issues […]

Your online transactions using a credit card might become cheaper very soon, once steps approved by the Cabinet are implemented. Currently, vendors and payment gateways pay a convenience charge, a user charge and a service charge to the government, which are in turn charged to the customer. The total amount payable to the government in […]

Why can’t they be valid forever? 1st January 2016 –It is the beginning of the New Year and you decide to take your family out for dinner at one of the most exclusive restaurants in your city. On completion of the sumptuous dinner, you take out your much valued ‘exclusive club’ credit card for payment.. […]

Credits cards often prove to be a blessing in the modern day world. Along with the convenience they offer and the ease with which you can use them, credit cards also provide a host of benefits to you. However, like other debt instruments, here too you need to exercise some caution to ensure that you […]

Mr. Kapoor is a middle level manager working with a leading private company. He has three credit cards – A, B and C, which he has been using judiciously over the past several years. Recently, he decided that he wanted to get new furnishings for his house and he put all of those expenses on […]

12 Credit Card Terms Simplified   As a credit card holder, have you ever come across some credit card jargon that left you scratching your head?  Or maybe you did not quite understand the wordings in the credit card agreement and never had the patience or the need to pursue it. In either case, this […]

From welcome benefits to reward points, cashbacks to movie tickets, a credit card with such unmatched features is a necessity these days. A credit card, often referred as ‘plastic money,’ is considered a main item in one’s wallet. It is easy money on the go and gives extreme convenience with jaw-dropping discounts and cashbacks. Whatever […]