Category: Credit Card

Mr. Kapoor is a middle level manager working with a leading private company. He has three credit cards – A, B and C, which he has been using judiciously over the past several years. Recently, he decided that he wanted to get new furnishings for his house and he put all of those expenses on […]

12 Credit Card Terms Simplified   As a credit card holder, have you ever come across some credit card jargon that left you scratching your head?  Or maybe you did not quite understand the wordings in the credit card agreement and never had the patience or the need to pursue it. In either case, this […]

From welcome benefits to reward points, cashbacks to movie tickets, a credit card with such unmatched features is a necessity these days. A credit card, often referred as ‘plastic money,’ is considered a main item in one’s wallet. It is easy money on the go and gives extreme convenience with jaw-dropping discounts and cashbacks. Whatever […]

Most of the credit card holders I know have missed their credit card bill payment at least once in their lifetime, and many of them ended up paying a high price for those missed payments. Of them, many have now become paranoid about credit cards. Frankly, there is no reason why you should be averse […]

Many people often relate higher credit limit on their credit card to their status. But the benefits of a higher credit limit are not limited to just this but have some real world benefits also. Your credit limit is basically the amount you can borrow from a credit card company. Your credit limit is decided […]

Saurav Makhija, kick-started his career with a fast-paced start-up at a package of Rs 5 lakh per annum. When he approached one of the leading private sector banks for a credit card his application was rejected. As he was a salaried person who never had any debt, he thought any bank should be more than […]

The State Bank of India (SBI), the country’s largest bank, has rolled out a new credit card— SimplyCLICK which targets people who shop online. In its sequence of e-initiatives, after the launch of the mobile app — State Bank Buddy— the bank has now come up with this credit card to strengthen its connections with […]

Yes Bank, with a customer base exceeding 1 million, has yet to launch its credit card portfolio. To consolidate its presence in retail credit portfolio, the bank has decided to enter the credit card business by FY17. This is not the first time Yes Bank has announced its interest in the credit card business. In […]