Category: Credit Card

Travel credit cards offer various benefits tailored to the diverse needs of frequent travellers. These credit cards typically offer value back through rewards or miles, which can be redeemed for travel bookings. However, certain credit cards stand out by offering excellent value for domestic travel, with benefits like accelerated rewards, complimentary lounge access, discounts on...

Payments made towards insurance premiums are usually a regular expense for most individuals and managing them through credit cards can be quite convenient. However, despite having an array of card options available that allow you to make these payments, this spending category is often excluded from the credit card rewards programs. Even though most credit...

Axis Atlas remained the most popular airline-agnostic credit card in India for a long time. However, in July 2024, it faced competition with the launch of Axis Horizon- a card introduced to transition Citi PremierMiles cardholders to Axis Bank. Both credit cards extend similar benefits offering EDGE Miles redeemable across the same set of airlines…

Axis Bank Burgundy Private and Axis Bank Reserve credit cards are two of the prominent high-end cards offered by Axis Bank. Often confused as identical, due to a similar fee of Rs. 50,000, these cards differ a lot in terms of offering savings to customers. While no specific eligibility requirements are disclosed for Axis Reserve,...

The year 2024 was a significant one for the Indian credit card market as more than 30 new cards were launched. From co-branded partnerships with leading brands like Indian Oil, MakeMyTrip, Taj, Titan, and IRCTC to innovative offerings tailored for specific spending categories, this year’s launches catered to a wide spectrum of consumer needs. While...

Axis Bank has announced significant updates to its credit cards, effective 20th December. These changes mainly focus on interest rates, fees, and charges of popular Axis Credit Cards such as Axis Magnus, Axis Atlas, Axis Ace, Flipkart Axis, Airtel Axis, and Axis Rewards. Below is a detailed overview of these changes: Video: Quick View of…

Gold and jewellery purchases are often excluded from credit card rewards or cashback programs. However, some credit cards make an exception, offering up to 5% back on gold purchases- either as co-branded benefit or through base reward earning on all transactions, inclusive of jewellery spends. Given that these are typically high-value purchases, having a card...

ICICI Bank has announced a revision in the terms and conditions applicable to its credit card's features as well as fees and charges. Effective November 15, 2024 onwards, these changes are largely focused on spend-based capping and can affect the potential overall value-back that the credit cardholders could previously avail. The detailed changes are discussed...

Despite being a considerable part of monthly expenditure, fuel transactions are usually kept as an exclusion from credit card reward programs. However, some credit cards are co-branded with leading fuel brands like Indian Oil, HPCL and BPCL, designed to help users save on their day-to-day fuel spends. Unlike most cards that offer minimal fuel benefit as surcharge waiver, these cards offer inclined benefits on fuel, via accelerated rewards.

In May 2024, Vistara Airlines announced its merger with Air India, which is set to be finalized in November 2024. This merger marks a significant shift for both airlines and their loyal customers, especially for consumers who preferred Vistara’s loyalty program, Club Vistara, and availed benefits through their co-branded credit cards. As a result of...