Category: Banking

To ensure better security and smoother transactions, NPCI has mandated modifications to the existing UPI rules, which will come into effect from August 1st 2025. These changes shall affect both users and service providers. If you use UPI frequently, you should know these changes related to balance checks, payment status enquiry, autopay modifications, etc. Let…

Effective May 1, 2025, the Reserve Bank of India (RBI) has revised the charges applicable on ATM transactions. As per the revised framework, banks can now charge a maximum fee of Rs. 23 per transaction (plus applicable taxes) if the customer exceeds his/her monthly free transaction limit. The usage limit has been increased from Rs....

UPI (Unified Payments Interface) has transformed the digital landscape. This is now one of the most popular modes of payment. As digital payments increase, there is a higher risk of falling prey to scammers and fraudsters. We must take necessary precautions to keep our UPI payments safe and secure. UPI fraud refers to the fraudulent…

UPI allows to transfer funds to and from savings accounts directly using the BHIM app or other third-party UPI apps. NPCI has now integrated RuPay credit cards with the UPI platform to make payments directly using these cards. Let us discover how convenient it has become to link RuPay credit card with the BHIM app...

Have you ever been in an emergency situation where you need cash but don’t have an ATM card? Withdrawing cash from ATMs can be handy especially where online payments and UPI are not very common. However, carrying a debit card always has its own risks as it can be used to make contactless payments without...

Do you face delays due to slow network speed while making payments through UPI often? Do you make small payments up to Rs. 200 regularly? Is your account statement full of small transactions made on a daily basis? If any of your answers to these questions is in affirmative, NPCI has provided a solution to...

As per NPCI, HDFC customers can now use their HDFC RuPay credit card on UPI. HDFC Bank is the first private sector bank to enable this service on UPI making hassle-free payments through this credit card. The card can now be directly linked to UPI and the customers can carry payments and transactions through their...

WhatsApp Banking in HDFC HDFC Bank has launched its WhatsApp Banking services with an aim to provide convenience to its customers having savings accounts and current accounts. It is a hassle-free banking experience which offers accountholders services like account balance, card-related enquiries, bank-related enquiries, fixed deposit investments, etc. Let us know more about HDFC WhatsApp...

Unified Payment Interface is a single platform for accessing different bank accounts for making or requesting payments. It is an immediate money transfer service that lets users do transactions round the clock 24×7 and 365 days. This service was earlier limited to smartphones that needed internet connection. RBI in association with NPCI has launched the…