Shriram Finance Business Loan

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Unsecured Loan

Term Loan & OD Facilities Available

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4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

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₹65k Cr+Loans Disbursed

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Valid till 31^st March '26 *T&C Apply

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Avail up to ₹1 Cr starting at 13%

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Best Loan Offers

Curated Offers from 20+ Lenders

Unsecured Loan

Term Loan & OD Facilities Available

Expert Advice

Guidance & Assistance

Top Up Facility

Loan to Get Additional Funds

Find Best Business Loan Offers

Sort by:

HDFC Bank

Max Loan Amt.Upto ₹75L

Rate of Interest10.75% - 28%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

ICICI Bank

Max Loan Amt.Upto ₹50L

Rate of Interest13.25% 19.25%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

Axis Bank

Max Loan Amt.Upto ₹75L

Rate of Interest15% - 19.25%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

About Shriram Finance Business Loan

Shriram City Finance has been offering customized loan products to Small Enterprise Segment at attractive interest rates. The Shriram City Finance provides funding to various small enterprise segments, such as self-employed individuals and professionals, wholesale suppliers, retailers, all types of merchants, builders, various catering services, tour and travel operators and most importantly the SMEs.

Interest rates offered by Shriram City Finance depends on the loan scheme opted by the applicant.

The Shriram City Union Finance provides flexible financing options along with convenient and relax-able repayment options through Equated Monthly Instalments (EMIs).

Eligibility Criteria

There are a predefined set of eligibility criteria that needs to be fulfilled by the applicant at time of application and must provide all the relevant and authentic documentation in order to prove the originality of the statements made.

All the eligible applicants must fall under the age category of 21 years at time of submission of loan application to a maximum of 58 years of age at time of loan maturity
Applicants for the loan should be self-employed individuals
Applicants for non-corporate business loans must be professionals with the desired level and amount of qualification and experience
The basic eligibility criteria and categories for the type of establishment fall into the given categories, such as sole proprietorships, partnerships, limited and private limited companies and start-up enterprises

Calculate you Monthly EMI on - Business Loan EMI Calculator

Features of Small Business Loan offered by Shriram City Finance

The Shriram finance provides a small business loan with extensive features along with various other advantages and benefits, such as flexible repayment option extended till the feasible duration of time intervals etc. Some of the key features are listed below:

The applicant must be conducted any business or must inherit the business experience of a minimum duration of two years
There is a minimum income criterion that is fixed according to the requirement of the loan
The business registration certificate is mandatory
The loan amount must only to be utilised for the purpose of conducting business
Any type of illegal activities, such as misuse of loan and bouncing of the cheque will be considered a legal offence and is punishable under law
Mandatory for the applicants to declare all the existing loan commitments
The applicant must provide original residence proof for a stay of 1 year and above at the same location
The minimum tenor of the business loan provided is of 1 year

Documents Required

There is a requirement for various legal documents to be submitted at the time of loan application for assessment and authentication procedures. The documents must be original and duly attested by the very individual.

Valid Identity and Address Proof, including Passport, Driving license, Gas bill with Gas book, Electricity Bill, Voter’s ID card, Aadhar card , PAN card
Duly filled application form with recent passport size colour photographs
Proof of income
Bank statement of the last 6 months
Last 3 years’ balance sheet
Post Dated Cheques and Electronic Clearing Mandates (ECS)
Original documents of the collateral pledge of security / Mortgage / hypothecation
Any additional documents as per the advisory of Shriram City Union Finance Ltd.

Avail Business Loan For
All Your Needs

Types of loans provided by Shriram City Finance

Shriram city union finance provides various types of loans and related products that are availed by millions of loan seekers spread across India. Some of the popular and most sought after loan categories are given below.

Non Corporate Small Business Loan: Shriram finance provides small business loans with flexible repayment options and provides attractive interest rates as compared to competitors
Two Wheeler Loan: The union provides extensively planned two-wheeler loans at feasible amounts that can be payback through reasonable EMIs
Gold Loan: The Shriram City Finance offers gold loans with competitive interest rates and maximum benefits along with very feasible mortgage amount
Personal Loan: The company provides all sort of financial assistance to the eligible applicants for personal reasons
Home Loan: The Shriram is reputed in the market to provide a great opportunity for every earning individual to earn a house by feasible home loans at affordable interest rates

Checking the status and updates of your Shriram City Finance Small Business Loan

There are two modes where the status of the loan can be checked very easily and conveniently.

Shriram online and mobile portal
Offline branches spread across India

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

Avail Business Loan For
All Your Needs

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

Ishita SinghDec 28, 2025

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