Paisabazaar Logo - Compare loans and credit cards

Piramal Finance Business Loan

iconicon
Get Cashback of ₹1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Get Business Loan

Avail up to ₹1 Cr starting at 13%

google-play-icon

Google Play Store

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Icon image of Best Loan Offers

Best Loan Offers

Curated Offers from 20+ Lenders

Icon image of Unsecured Loan

Unsecured Loan

Term Loan & OD Facilities Available

Icon image of Expert Advice

Expert Advice

Guidance & Assistance

Icon image of Top Up Facility

Top Up Facility

Loan to Get Additional Funds

Find Best Business Loan Offers

Sort by:

HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Highlights of Piramal Finance Business Loan

Interest Rate 11.50% p.a. onwards
Loan Amount Up to Rs 2 crore
Tenure Up to 15 years
Processing Fee Up to 4%

Rates as of 16th October 2024

Piramal Finance Business Loan Interest Rates

Loan Type Interest Rates (p.a.)
Unsecured Business Loan 16.49% p.a. onwards
Business Loan Against Property 11.50% p.a. onwards
Secured Business Loan 12.50% p.a. onwards
Working Capital Loan 12.50% p.a. onwards

Types of Piramal Finance Business Loan

Piramal Finance Unsecured Business Loan

Purpose: Piramal Finance offers collateral-free business loans to its applicants to finance their business or business related activities, such as business expansion, purchase of stock and inventory, grow their working capital reserves, hire workforce, capitalize on profitable business opportunities, buy new equipment/machinery/software, enhance business infrastructure and consolidate business debts with high interest rates.

Loan Amount: Rs 1 lakh to Rs 10 lakh

Tenure: Up to 5 years

Piramal Finance Business Loan Against Property

Purpose: Consumers can avail Piramal Finance Business Loan Against Property to meet their cash flow requirements for business purposes. This loan facility is offered against self-owned residential properties, self-owned and self-occupied residential properties, self-owned rented properties, self-owned plots, self-owned commercial properties and self-owned rented commercial properties.

Loan Amount: Up to Rs 2 crore

Tenure: Up to 15 years

Piramal Finance MSME Business Loans (Secured)

Purpose: Prospective business loan borrowers can avail Piramal MSME Business Loans (Secured) to finance various business activities including business expansion and purchasing new equipment. These loans are offered against collateral/security like self-owned property, gold, fixed deposits, etc.

Loan Amount: Up to Rs 25 lakh

Tenure: Up to 15 years

Piramal Finance Working Capital Loan

Purpose: Piramal Finance offers Working Capital Loans to meet the short term financial requirements of its business loan applicants, such as emergency expenditure, overhead expenses like office rent/electricity bill/salary and expansion of business infrastructure.

Loan Amount: Up to Rs 25 lakh

Tenure: Up to 15 years

Eligibility Criteria for availing Piramal Finance Business Loan

  • The applicant should be an Indian citizen.
  • Minimum age at the time of loan application- 24 years
  • Maximum age at the time of loan maturity- 72 years
  • CIBIL Score- 750 and above
  • Business Vintage- 3 years
  • Co-applicant- Applicant’s spouse or any first blood relative like parents, children, siblings who have attained maturity age can apply for business loans with Piramal Finance. Woman co-applicant is mandatory. All co-owners of the property should be co-applicants to business loan.

Documents Required for Loan Application

  • Duly filled application form
  • Passport size photographs

KYC Documents

  • ID Proof- Aadhar Card, Voter ID, Passport, Driving License
  • Address Proof- Aadhar Card, Voter ID, Passport, Driving License, Utility bills like telephone bills and electricity bills

Income Documents

  • ITR for last 2 years with income computation
  • Bank statement for last 6 months
  • CA audited financials, wherever applicable

Avail Business Loan For
All Your Needs

Piramal Finance Fees and Charges

Processing Fees Up of 4% of loan amount
Part-payment/Pre-closure charges 4% of principal amount
Dishonour charges Rs 500
CERSAI charges Rs 500
Loan Pre-closure Statement Rs 1,000
List of documents deposited with the lender Rs 1,000
Interest rate conversion charges 0.50% of loan amount
No Due Certificate/NOC Issuance Charges Rs 500
Additional Charges 2% per month on outstanding amount
Collection pickup charges Rs 250
Retrieval of original property documents Rs 500
Change of loan repayment mode Rs 500

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankICICI BankICICI BankIDFC First BankIDFC First BankKotak bankKotak bankTata CapitalTata Capital
View All Partners

Avail Business Loan For
All Your Needs

Business Loan Articles

icon image of Unsecured Business Loans: Lenders Notice More Than Just Your Credit Score

Unsecured Business Loans: Lenders Notice More Than Just Your Credit Score

icon image of Paisabazaar
Paisabazaar26 Aug 2025
icon image of Secured vs. Unsecured Business Loans: Which One Should You Choose?

Secured vs. Unsecured Business Loans: Which One Should You Choose?

icon image of Vandana Punj
Vandana Punj04 Apr 2025
icon image of How to Choose the Right Business Loan

How to Choose the Right Business Loan

icon image of Vandana Punj
Vandana Punj03 Apr 2025
icon image of MSME – Its Meaning, Classification, Loan Schemes, Role and Importance in India

MSME – Its Meaning, Classification, Loan Schemes, Role and Importance in India

icon image of Rahul Misra
Rahul Misra29 Jan 2025
icon image of Ways To Raise Capital For Your Startup Business

Ways To Raise Capital For Your Startup Business

icon image of Rahul Misra
Rahul Misra29 Dec 2024
icon image of 6 Reasons for Your Business Loan Application Getting Rejected

6 Reasons for Your Business Loan Application Getting Rejected

icon image of Rahul Misra
Rahul Misra01 Dec 2024
icon image of Business Loan or Overdraft – Which is Better?

Business Loan or Overdraft – Which is Better?

icon image of Rahul Misra
Rahul Misra09 Aug 2024
icon image of Types of Business Loans in India

Types of Business Loans in India

icon image of Rahul Misra
Rahul Misra01 Jan 2024
icon image of 5 Best Business Loan Schemes for Women Entrepreneurs

5 Best Business Loan Schemes for Women Entrepreneurs

icon image of Rahul Misra
Rahul Misra13 Apr 2023
icon image of 6 Business Ideas to Make Money Fast

6 Business Ideas to Make Money Fast

icon image of Rahul Misra
Rahul Misra29 Mar 2023
View All Articles
quotes icon

What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

icon image of avatar
Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

icon image of avatar
MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

icon image of avatar
Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

icon image of avatar
Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

icon image of avatar
Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

icon image of avatar
Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

icon image of avatar
Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

icon image of avatar
Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

icon image of avatar
Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

icon image of avatar
Ishita SinghDec 28, 2025
View All Testimonials
Sumit Kumar profile
Written ByLinkedIn icon
Sumit Kumar
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Knapsack with coins

Check Best Business Loan Offers
with Quick Disbursal

Scroll to top