| Interest Rates | 15%-40% p.a. |
| Loan Amount | Up to Rs 75 lakh |
| Tenure | Up to 7 years |
| Processing Charges | Up to 5% |
Rates as of 11th November 2024
NeoGrowth Business Loan
Neogrowth offers collateral-free business loans to online and offline retailers, vendors, manufacturers, distributors, traders, dealers, etc. The various business loanproducts offered by Neogrowth include NeoCash, NeoCash Express, NeoCash Insta, NeoCash Emerger Plus, Vendor Finance, Accelerator, Purchase Finance and Supply Chain Emerger Plus. As NeoCash Business Loans are offered to small and medium enterprises having Point of Sale (PoS) machines or online sales, the repayment obligations of the borrowers of NeoCash Business Loans are directly deducted against their online sales or sales made through their PoS machines. The NBFC also offers top-up loans to its existing borrowers having satisfactory repayment history....
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Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
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Top Up Facility
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4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Valid till 31st March '26
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Get Business Loan
Avail up to ₹1 Cr starting at 13%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
Find Best Business Loan Offers
HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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End-to-End Digital Process
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Highlights of Neogrowth Business Loans
Neogrowth Business Loan Interest Rates
| Loan Type | Interest Rates (p.a.) |
|---|---|
| NeoCash Insta | 30%-40% |
| NeoCash Express | 28%-40% |
| NeoCash Retail | 18%-40% |
| Accelerator | 23%-27% |
| Vendor Finance | 18%-30% |
| PLUS Loans | 15%-25% |
| Purchase Finance | 29%-30% |
Neogrowth Business Loan Fees and Charges
| Loan Type | Processing Charges |
|---|---|
| NeoCash Retail | Up to 5% of loan amount |
| Vendor Finance | Up to 5% of loan amount |
| NeoCash and Vendor Finance Plus Loans | 2% of loan amount |
| Accelerator | Up to 3% of loan amount |
Types of Neogrowth Business Loans
Neogrowth Retail Finance
NeoCash
Product: Neogrowth offers NeoCash business loans, short-term business loans to small and medium enterprises having point of sale machines or online sales.
Loan Amount: Rs 1 lakh-Rs 75 lakh
Tenure: Up to 3 years
NeoCash Express
Purpose: NeoCash Express Loans are quick loans offered to retailers with simplified features and application
Loan Amount: Rs 9 lakh-Rs 20 lakh
Tenure: Up to 2 years
NeoCash Insta
Purpose: NeoCash Insta Loans are offered to applicants engaged with small and medium enterprises with instant online approval and speedy disbursal
Loan Amount: Up to Rs 8 lakh
Tenure: 500 days/720 days
Neocash Emerger Plus
Purpose: Neocash Emerger Plus are secured business loan for retailers offered against residential, commercial, industrial, warehouse or vacant land property. It also offers balance transfer and top up on existing loans with other financiers
Loan Amount: Up to Rs 50 lakh
Tenure: Up to 7 years
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Neogrowth Supply Chain Finance
Neogrowth Vendor Finance Loan
Purpose: Neogrowth offers Vendor Finance, a supplier friendly loan facility, to vendors, suppliers, service providers and manufacturers catering to large corporates, i.e. corporates with turnover of more than Rs 250 crore.
Loan Amount: Rs 25 lakh-Rs 75 lakh
Tenure: Up to 3 years
Neogrowth Accelerator
Purpose: Accelerator business loans are collateral-free term loans offered to manufacturers, traders, dealers, distributors and service providers having GST registration. Neogrowth Accelerator Business Loan eligibility depends on the KYC and banking data of its applicants and not on their financials.
Loan Amount: Rs 15 lakh, Rs 20 lakh, Rs 25 lakh
Tenure: 2 years-30 months
Neogrowth Purchase Finance
Purpose: Purchase finance is a sourcing friendly loan facility offered to traders, manufacturers and service providers who purchase trading goods and raw materials from large corporates or who are channel partners of large corporates. Neogrowth also offers a PayLater Open option to its Purchase Finance applicants, with 50% of the loan amount offered as term loan facility and 50% as credit limit.
Loan Amount: Rs 15 lakh-Rs 75 lakh
Tenure: 2-3 years
Neogrowth Supply Chain Emerger Plus
Purpose: Neogrowth offers Supply Chain Emerger Plus loan facility to traders, manufacturers or service providers against their residential, commercial, industrial, warehouse or vacant land property. Applicants can also avail Supply Chain Emerger Plus Business Loans as top up or balance transfer on existing loans. The eligibility for Neogrowth Supply Chain Emerger Plus loan is based on liquid income or ITR of its applicants.
Loan Amount: Rs 15 lakh-Rs 50 lakh
Tenure: Up to 7 years
Eligibility Criteria for Neogrowth Business Loans
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Explore Our Business Loan Lenders
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