Indifi Business Loan

Indifi Business Loan interest rates start from 1.5% per month.

Indifi Term Loans

Purpose: Indifi Term Loan enables businesses to finance their working capital needs, to purchase new machinery, build new manufacturing units, etc.

Interest Rates: 1.5% per month onwards

Loan amount: Up to Rs 1 crore

Loan tenure: Up to 3 years

Indifi Business Loan Line of Credit

Purpose: Indifi Business Loan Line of Credit is an unsecured loan that allows MSME businesses to avail additional funds to fulfil their working capital needs, pay off debtors, meet seasonal demands, extend credit to their customers, etc. The line of credit facility is specifically designed for businesses, manufacturing units, traders, retailers, service providers, etc. The borrower will pay interest only on the total amount used under this facility.

Interest Rates: 1.5% per month onwards

Loan amount: Up to Rs 1 crore

Loan tenure: Up to 1 year (1 time approval for usage)

Indifi Business Loan Invoice Discounting

Purpose: Indifi Business Loan Invoice Discounting (also known as Indifi Business Loan Bill Discounting) is an unsecured loan facility, which allows businesses to leverage their outstanding invoices to borrow short term funds to meet their liquidity needs. Businesses like manufacturers and distributors who are providing goods on credit can avail the invoice discounting facility. The borrower can receive up to 90% of the invoice value paid upfront. Note that the burden of amount collection under the invoice discounting facility usually falls on the entrepreneur or business. The cost of financing under this business loan facility is the total of service charge and the discount rate finalised as per the invoice discounting agreement.

Loan amount: Up to Rs 1 crore

Indifi Merchant Cash Advance Loan

Purpose: Indifi Merchant Cash Advance Loan is suited for businesses having a substantial number of card-based transactions done through the point of sale (POS) machine or card swipe machine. Borrower(s) in need of funds to expand their operations, stock more inventory, extend credit or reach out to more customers can opt for this unsecured loan facility. Indifi claims to offer a turnaround time of up to 1 week for MCA loan approval.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 1 year

Loan amount: Up to Rs 1 crore

Repayment: Flexible repayment through daily deductions

Indifi Working Capital Loan

Purpose: Indifi Working Capital Loan enables businesses to avail funds for procuring raw materials, payment for overhead expenses like electricity, rent, wages and other utilities, financing of blocked payments from debtors, payment of suppliers in advance, maintaining sufficient cash levels, etc. Indifi claims to offer this unsecured loan with fast loan processing, minimal documentation, approval within 24 hours and with loan disbursal within 3 days. Loan applicants can apply for Indifi Business Loan for working capital from multiple lenders through a single application, thus increasing their chances of loan approval.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Construction Business

Purpose: Indifi Business Loan for Construction Business is an unsecured loan for businesses engaged in the construction sector. This business loan facility enables construction businesses to procure funds for purchasing equipment, business expansion, renovation, spending on marketing, etc.

Interest Rates: 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Transportation

Purpose: Indifi Business Loan for Transportation is an unsecured loan facility, which allows businesses engaged in the transport sector to procure funds for running their transport business.

Interest Rates: 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Textiles

Purpose: Indifi Business Loan for Textiles is an unsecured loan facility, which allows one person companies, partnerships, LLPs and private limited companies engaged in the textiles sector to procure funds for managing their operations.

Interest Rates: 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 50 lakh

Indifi Business Loan for Logistics

Purpose: Indifi Business Loan for Logistics is an unsecured loan facility, which allows businesses engaged in the logistics sector to avail finance for managing their operations.

Interest Rates: 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Travel Agency

Purpose: Indifi Business Loan for Travel Agency enables businesses engaged in the travel sector to avail facilities like term loans, merchant cash advance, line of credit and invoice discounting to manage their working capital requirements, offer credit to corporate clients, online booking facility, bulk bookings and monthly salary to employees. Indifi offers this unsecured loan facility with faster loan processing, minimal documentation and loan approval within 24 hours. The platform also offers customised loans to suit the business requirements of their applicants.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 1 year

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Restaurants

Purpose: Indifi Business Loan for Restaurants is an unsecured loan facility, which allows businesses involved in the restaurants sector to build working capital, set up new outlets, invest in base kitchens, for local/digital marketing, etc. Indifi offers this business loan facility with minimal documentation, quick loan processing and sanction within 24 hours. Indifi Business Loan for Restaurants are customised products to suit the business requirements of their applicants. Borrowers looking to pre-close Indifi business loans for restaurants have to pay at least 1 EMI to avail this facility.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 1 year

Loan amount: Up to Rs 1 crore

Indifi Business Loan for E-Commerce

Purpose: Indifi Business Loan for E-Commerce is an unsecured loan facility, which enables online businesses to avail the necessary funding for marketing and advertising needs, expand their product range, meet seasonal demands, buy inventory management systems, etc. Indifi offers this unsecured loan scheme with minimal documentation, faster loan processing and loan approval within 24 hours.

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Hotels

Purpose: Indifi Business Loan for Hotels is an unsecured loan facility, which allows businesses in the hospitality sector to avail loans for building a new restaurant and/or business centre, refurbishment and renovation, to purchase security equipment, etc.

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Retail Stores

Purpose: Indifi Business Loan for Retail Stores is an unsecured loan facility, which allows businesses operating in the retail sector to procure funds for the purpose of marketing and advertising, meeting seasonal demands, providing credit to customers, acquiring land for opening stores, etc. The lender claims to offer minimal documentation and loan disbursal within 24 hours of approval.

Loan amount: Up to Rs 1 crore

Indifi Business Loan for Women

Purpose: Indifi Business Loan for Women is an unsecured loan facility, which allows women entrepreneurs to procure funding for their working capital needs and to minimise the risk from cash flow fluctuations. The lender claims to offer this loan facility with minimal documentation and loan approval within 2 days of document verification.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 1 crore

Indifi Business Loan Without Security

Purpose: Indifi Business Loan without Security is an unsecured loan facility, which enables MSME businesses to procure funding for their operations without having to pledge any collateral. The lender claims to offer minimal documentation and loan disbursal within 24 hours of approval.

Loan amount: Up to Rs 1 crore

Indifi Flipkart Seller Loan

Purpose: Indifi Flipkart Seller Loan is an unsecured loan facility, which enables businesses selling products on the Flipkart seller portal to expand their business, increase inventory and promote their products. Individuals, sole proprietorships, partnerships, limited liability partnerships (LLP), private limited companies, trusts or foundations registered on the Flipkart Seller Portal are eligible for availing the Flipkart Seller Loans. The lender claims to provide the loan with minimal documentation and loan disbursal within 2 days.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 2 crore

Indifi Amazon Seller Loan

Purpose: Indifi Amazon Seller Loan is an unsecured loan facility, which enables businesses selling products on the Amazon seller portal for warehouse management, managing short-term and long-term purchase cycles, working capital needs, etc.

Interest Rate : 1.5% per month onwards

Loan Tenure: Up to 3 years

Loan amount: Up to Rs 2 crore

Indifi Revenue Based Financing

Purpose: Indifi Revenue Based Financing is an unsecured loan facility, which is apt for businesses with recurring revenue looking for funds to manage their working capital needs, marketing expenditure and/or expansion of their business. The lender claims to offer fast loan approval along with disbursal within 2-3 weeks without requiring their borrowers to dilute any equity or stake in the business. Borrowers have to pay a percentage of their business revenue as EMI for the loan. Indifi claims to offer this unsecured business loan with minimal documentation. The lender usually reviews the business loan application within a day and if approved, disburses the loan within 3 days.

Loan amount: Up to Rs 1 crore

The business loan eligibility criteria set for availing the Indifi Business Loans are as follows:

Indifi Term Loans / Line of Credit / Indifi Business Loan Without Security

Indifi Merchant Loan Cash Advance

Indifi Business Loan for Construction/Transportation/Textiles/Logistics

Indifi Business Loan for Restaurants

Indifi Revenue Based Financing

Indifi Business Loan for Hotels

Indifi Business Loan for Retail Stores

Indifi Business Loan for Women

Indifi Working Capital Loan

Indifi Flipkart Seller Loan

Indifi Amazon Seller Loan

The documents required for availing different types of Indifi business loan schemes are mentioned below:

Documents for Indifi Term Loans / Indifi Business Loans Line of Credit / Indifi Business Loan Without Security

Documents for Indifi Business Loans Invoice Discounting

Documents for Indifi Merchant Cash Advance Loans

Documents for Indifi Business Loan for Construction Business

Documents for Indifi Business Loan for Restaurants

Documents for Indifi Business Loan for Hotels

Documents for Indifi Business Loan for Retail Stores

Documents for Indifi Working Capital Loan

Documents for Indifi Business Loan for Women

Documents for Indifi Flipkart Seller Loan

Documents for Indifi Amazon Seller Loan