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Capital Float Business Loan

Capital Float is one of the leading FinTech companies in India providing financial products and services to individuals and Small and Medium Enterprises (SMEs). The company offers credit services at a competitive interest rate that starts from 15% p.a. onwards to applicants living in Tier 2 and Tier 3 towns and cities of the country. Capital Float specializes in providing a variety of business loan products to its customers to meet their working capital requirements, purchase inventory or manage cash flows.
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15.5L Reviews

5.7cr+Satisfied Customers
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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End-to-End Digital Process

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Capital Float Business Loan – Interest Rates & Features – 2023

Interest Rate 18% p.a. onwards
Minimum Loan Amount Rs. 5 lakh
Maximum Loan Amount Rs. 50 lakh
Processing Fee Up to 2% of the loan amount
Repayment Tenure From 1 year – 3 years
Collateral Not required
Loan Disbursement Within 3 days
Credit History Not checked

Note: The mentioned interest rates, fees and charges are subject to change and depends on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

Eligibility

  • Can be availed by manufacturers, distributors and B2B and B2C firms
  • Annual Turnover: Should be above Rs. 1 crore
  • Business Existence: Minimum 3 years
  • GST Returns: For the last 6 months
  • Bank Statements: For the last 6 months

Documents Required

  • Last 6 months’ GST returns
  • Last 2 years’ ITR returns
  • KYC documents of business owner and business entity
  • Last 6 months’ business bank statements
  • Overdraft sanction or loan letters (if applicable)

Capital Float works majorly with SMEs engaged in the following sectors and industries:

  • Apparel
  • Auto and Engineering
  • E-commerce
  • Facilities Management
  • Food Processing
  • Healthcare
  • Professional services
  • Software
  • Textiles and many more.

Capital Float also specializes in providing short-term unsecured loans with the help of the following methods:

Business Finance: To meet the working capital requirement of SMEs, company offers business loans with disbursal time of within 72 hours.

Consumer Finance: For its customers shopping with online and offline partners, Capital Float offers instant EMI-based Point-Of-Sale (POS) financial solutions.

Hybrid Co-origination: To provide funding to various individuals and SMEs; banks and NBFCs partners with Capital Float.

Merchant Cash Advance from Capital Float

  Loans on Card Swipes (POS Machines)
Interest Rate 15% p.a. onwards
Processing Fee Up to 2% of the loan amount
Card Swipes Up to 300% of monthly card settlement
Minimum Loan Amount Rs. 2 lakh
Maximum Loan Amount Up to Rs. 1 crore
Repayment Tenure 9-18 months
Collateral Not required
Top-up and renewal Available

Note: The mentioned interest rates, fees and charges are subject to change and depends on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

Eligibility:

  • Annual Turnover of at least Rs. 20 lakh
  • Card Volume: Minimum of Rs. 2 lakh per month
  • Card history: Minimum card acceptance of 6 months
  • GST registration is required
  • Business existence of at least 1 year

Capital Float – School Finance

  Loans for Schools
Interest Rate 18% p.a. onwards
Processing Fee Up to 2% of the loan amount
Minimum Loan Amount Rs. 5 lakh
Maximum Loan Amount Rs. 50 lakh
Repayment Tenure From 1 year to 3 year
Credit Criteria Customized Credit Underwriting
Collateral Not required
Loan disbursement Within 3 days

Note: The mentioned interest rates, fees and charges are subject to change and depends on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.

Eligibility:

  • Unaided private schools with valid recognition from Central/State boards
  • School should be operational for at least 3 years
  • Trust or society running a particular school is eligible
  • School should be in profits

Customer Care: 1860 419 0999

Capital Float Ltd.  Head Office Address

Gokaldas Platinum, New no. 3 (Old no. 211)
Upper Palace Orchards, Bellary Road
Sadashiva Nagar, Bengaluru – 560080
Email: info@capitalfloat.com

Avail Business Loan For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

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FAQs

Capital float offers unsecured business loans, so there is no need to submit any collateral.

The minimum interest rate offered is 15% and shall exceed up to 24% per annum.

The repayment tenure offered is from 1 year up to 3 years.

The maximum loan amount offered is up to Rs. 50 lakh.

The company takes only 3 days in disbursing loan amount into your bank account.

No, Capital Float does not require your credit report before loan approval or sanctioning.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

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Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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