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Ambit Finvest Business Loan

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Ambit Finvest Business Loan Highlights 2024

Interest Rates The lender has not specified the interest rates for its business loan schemes
Loan Amount
  • For Ambit Finvest Udyam Business Loan: Up to Rs 50 lakh
  • For Ambit Finvest Vyapar Business Loan: Up to Rs 3 crore
Loan Tenure
  • For Ambit Finvest Udyam Business Loan: Up to 3 years
  • For Ambit Finvest Vyapar Business Loan: Up to 15 years
Processing Fees Up to 2% of the loan amount

Note: Data as of 15th April 2024

Ambit Finvest Business Loan Interest Rates

Ambit Finvest has not disclosed the interest rates for its business loan schemes. However, lenders usually set the business loan interest rates for their applicants on the basis of multiple factors including the business unit’s credit scores/rating, nature and value of their primary/collateral security, past repayment track record, etc.

Fees and Charges for Ambit Finvest Business Loans

The fees and charges for the different business Loans from Ambit Finvest are mentioned below:

Processing fees

Particulars Fees and charges
Processing fees 2.5% plus GST

Prepayment fees

Particulars Fees and charges
Prepayment charges
  • For Vyapar Loans: 4% on principal outstanding amount as on the date of foreclosure or part prepayment plus applicable taxes. (Minimal lock in Period: 6 months from the date of 1st EMI payment)
  • For Udyam Loans: 4% on principal outstanding amount as on the date of foreclosure or part prepayment plus applicable taxes
  • The lender does not charge prepayment/foreclosure penalties on floating rate term loans sanctioned for purposes other than business to individual borrowers, either with or without co-obligant(s)

Other fees and charges

Particulars Fees and charges
Review fees Up to 0.75% of the review amount.
Penal interest Up to 24% p.a. On delay/ overdue or default on payable amount
Cheque / EMI Bounce Charges Rs 590 per bounce, inclusive of taxes
Swapping Charges Rs 295 per instance of change in the mode of repayment.
Administration Charges
  • For loan amounts of up to 5 lakh: Rs 1,700 plus applicable taxes
  • For loan amounts of above Rs 5 lakh & up to Rs 10 lakh: Rs.3,400 plus applicable taxes
  • For loan amounts above 10 Lakhs: Rs. 7,000 plus applicable taxes.
Repayment Schedule Nil
Statement of Accounts Nil
Duplicate NOC/NDC Rs. 295 per instance
Document Scan Charges Rs 1180 per instance
Retention Charges 0.50% of the outstanding principal amount
Stamp duty & other statutory charges As per the applicable state laws
Filling & registration As per actuals
Audit, Inspection & verification As per actuals

Types of Business Loans provided by Ambit Finvest

Ambit Finvest Udyam Business Loan

Purpose: Ambit Finvest Udyam Business Loan is an unsecured loan facility that enables loan applicants to meet working capital requirements, for purchasing equipments or for business expansion.

Loan amount: Up to Rs 50 lakh

Loan tenure: Up to 3 years

Ambit Finvest Vyapar Business Loan

Purpose: Ambit Finvest Vyapar Business Loan is a long term secured loan facility for businesses looking to fund the purchase of high-end capital equipment, plant or for business expansion.

Loan amount: Up to Rs 3 crore

Loan tenure: Up to 15 years

Collateral: Industrial, commercial or residential property owned by the business loan applicant with a clear and marketable title.

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Ambit Finvest Business Loan Eligibility Criteria

The business loan eligibility criteria set by Ambit Finvest for its loan applicants are as follows:

Udyam Business Loan

  • Loan applicants availing Ambit Finvest Udyam Business Loan should be aged between 23 to 65 years.
  • The loan applicant’s business should have a minimum turnover of Rs 50 lakh.
  • The applicant should have a business vintage of at least 3 years.
  • The CIBIL score of the business loan applicant should be more than 675.

Vyapar Business Loan

  • Loan applicants availing Ambit Finvest Udyam Business Loan should be aged between 23 to 65 years.
  • The applicant should have a business vintage of at least 3 years.
  • The CIBIL score of the business loan applicant should be more than 675.

Documents required for Ambit Finvest Business Loan

The documents required for availing different types of Ambit Finvest business loan schemes are mentioned below:

  • KYC information of both the loan applicant and the business entity
  • Proof of business ownership and business vintage
  • Bank statements of last 6-12 months
  • Financial documents and property papers
  • Additional documents for credit assessment

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

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I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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