| Interest rate | 15% - 19.25% |
| Loan amount | Up to Rs. 75 lakh |
| Repayment tenure | Up to 5 years |
| Collateral | Collateral-free |
Note: Interest rates as of 9th December, 2025
Axis Bank Business Loan
Axis Bank offers unsecured business loans up to Rs. 75 lakh with benefits such as instant credit of funds, minimal documentation and flexible tenure. Apply for an Axis Bank business loan through Paisabazaar to meet your business requirements and get funds disbursed into your account seamlessly.
Paisabazaar Exclusive Benefits
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
4.5/5
15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Apply Business Loan Online
Lowest Interest Rates4.5/5
15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Paisabazaar Exclusive Benefits
Paisabazaar Exclusive Benefits
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
Business Loan EMI Calculator
₹
₹20 L
₹40 L
₹60 L
₹80 L
₹100 L
₹20 L
₹40 L
₹60 L
₹80 L
₹1 Cr
₹
50K2Cr
%
8%30%
1Y 10Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
Find Best Business Loan Offers
HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest16% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest11.5% - 19%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Max Loan Amt.Upto ₹2Cr
Rate of Interest11.75% - 26%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
Choose from 20+ Partner Banks/NBFCs
Pick from Secured & Unsecured Options
Get Working Capital & Top-Up Loan Solutions
Flexible Tenure of Up to 4 years
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Axis Bank Business Loan Highlights
Types of Unsecured Business Loans Offered by Axis Bank
Axis Bank provides various loan options to meet the different business requirements of applicants. Let us understand the unsecured business loan types offered by Axis Bank:
Instant Business Loan
Axis Bank offers Instant Business Loan under the 24*7 MSME digital lending programme.
Business Loans Based on Banking Conduct
These business loans are offered to MSMEs based on their 12-month banking conduct.
Business Loans Based on GST Returns
Loans are offered to MSMEs based on their GST returns.
Business Loans Based on ITR
These business loans are offered to MSMEs based on their income tax returns.
Business Loan for Self-Employed Professionals
MSME business loans specially designed for practising and consulting doctors and professionals, including CS, CA, ICWA, architects and engineers.
Business Loan for Self-Employed Non-Professionals
Business loans offered to MSME customers, including manufacturers, traders, wholesalers and more.
Medical Equipment Loans
Business loans provided to doctors for the purchase of medical equipment to set up their own clinic/hospital.
Industrial Equipment Loan
Business loans designed to purchase industrial equipment by MSME manufacturers of construction equipment.
Quick Overdraft
Loan designed for the self-employed MSME segment to meet their working capital requirements.
Fees and Charges of Axis Bank Business Loan
| Sr. No | Nature of fee/charges | Unsecured Business Loan |
|---|---|---|
| 1 | Processing Fees | Up to 2% + Taxes as Applicable |
| 2 | Login Non-Refundable | NA |
| 3 | Renewal Processing Fee | NA |
| 4 | Stamp Duty & other statutory document charges | As per the applicable laws of the state |
| 5 | ROC filing charges | NA |
| 6 | Cheque book issuance charge | NA |
| 7 | Repayment Instruction / Instrument Return Charges | INR 339/- per instance + taxes as applicable |
| 8 | Penal Charges* | 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance). |
| 9 | Non-submission of stock statement* | NA |
| 10 | Non-submission of property/ stock insurance* | NA |
| 11 | Duplicate No dues certificate/ NOC | ₹50/- + Taxes as Applicable |
| 12 | Pre-Payment Charges | Up to 24 M - 4% of principal outstanding at the time of prepayment (+ GST)
25-36 M - 3% of principal outstanding at the time of prepayment (+ GST) > 36 M - 2% of principal outstanding at the time of prepayment (+ GST) In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if the loan amount is up to ₹50 Lakhs under fixed-rate loans |
| 13 | Part Pre-payment charges | 2% charge (+ GST) will
be levied on the amount prepaid. In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; Loan amount is up to ₹50 Lakhs under Fixed rate loans |
Swipe to see more table data
Axis Bank Business Loan Eligibility
To be eligible for an Axis Bank 24*7 business loan, applicants need to qualify for the following criteria:
Additional Eligibility Criteria of Certain Loan Types
| Loan Product | Key Eligibility Criteria |
|---|---|
| Business Loan based on the Banking Conduct | • Turnover below Rs. 10 lakh: Not applicable
• Turnover above Rs. 10 lakh: Minimum Rs. 1 crore • Eligible profiles: Doctors, CA, CS, ICWA, traders, manufacturers, retailers, wholesalers, service providers |
| Business Loan basis GST Returns / Business Loan basis ITR | • Minimum income: Rs. 3 lakh for both years
• Owned residential or office property is mandatory |
| Unsecured Business Loan for Self-Employed & Self-Employed Non-Professionals | • Minimum ITR income: Rs. 2.50 lakh for each of the last 2 years
• Owned residential or office property is mandatory |
| Unsecured Medical Equipment Loan | • Business vintage: Minimum 2 years in current profession
• Minimum business income: Rs. 5 lakh • Owned residential or office property • Residence stability: Minimum 12 months • Office stability: Minimum 24 months |
| Unsecured Industrial Equipment Loan | • Residence or office stability: 24 months at the same location
• Either residence or office must be owned • If office is rented: Minimum 2 years unexpired lease + landlord waiver letter • Other property ownership (excluding land, under-construction, or part-consideration) is acceptable if located in the same city |
| Unsecured Quick Overdraft (Working Capital Loan) | • Residence stability: Minimum 12 months
• Business operating in the same city for the last 3 years • Either residence or office must be owned • Minimum income (Individuals): Rs. 2.5 lakh ITR for the last 2 years • Minimum income (Non-individuals): Rs. 3 lakh cash profit for the last 2 years |
Documents Required for Axis Bank Business Loan
Tips to Improve Your Business Loan Approval Chances
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Explore Our Business Loan Lenders
View All Partners
FAQs
Business Loan Articles
Unsecured Business Loans: Lenders Notice More Than Just Your Credit Score
Paisabazaar26 Aug 2025
Secured vs. Unsecured Business Loans: Which One Should You Choose?
Vandana Punj04 Apr 2025
How to Choose the Right Business Loan
Vandana Punj03 Apr 2025
MSME – Its Meaning, Classification, Loan Schemes, Role and Importance in India
Rahul Misra29 Jan 2025
Ways To Raise Capital For Your Startup Business
Rahul Misra29 Dec 2024
6 Reasons for Your Business Loan Application Getting Rejected
Rahul Misra01 Dec 2024
Business Loan or Overdraft – Which is Better?
Rahul Misra09 Aug 2024
Types of Business Loans in India
Rahul Misra01 Jan 2024
5 Best Business Loan Schemes for Women Entrepreneurs
Rahul Misra13 Apr 2023
6 Business Ideas to Make Money Fast
Rahul Misra29 Mar 2023
What our customers say
Trusting platform
Priya ShawDec 30, 2025
Chote business ke liye bhi loan mila
Rupesh SharmaDec 29, 2025
Quick and easy steps
Ishita SinghDec 28, 2025
Good Loan Mila
Sarmistha RoyDec 26, 2025
Service Quick hai inki
Rajiv GuptaDec 26, 2025
Business Loan ki samjh pakki hai
Suraj RawatDec 25, 2025
Time bacha
Vinay PatilDec 24, 2025
Humesha inse hi loan liya
Akshat PandeyDec 24, 2025
Genuine Platform
Suresh YadavDec 23, 2025
Clear answer mile
Mohit AroraDec 23, 2025
Written By
Sumit Kumar
Reviewed By
Shamik GhoshPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers