| terest Rate |
|
| Loan Amount | Up to Rs 500 crore |
| Loan Tenure | Up to 15 years |
SBI Business Loan
SBI offers secured and unsecured business loans to self-employed individuals and business enterprises. Some of the business loan products offered by SBI include export packing credit, channel financing, term loan, bank guarantees, letter of credit, lease rental discounting, construction equipment loan, corporate loan, asset backed business loan, dropline overdraft, warehouse receipt finance, etc. The business loan schemes offered by the lender include SBI Business Loans for Channel Financing, SBI Construction Equipment Loan, SBI Corporate Loan, SBI Asset Backed Business Loan, SBI Lease Rental Discounting, SBI Healthcare Business Loan, SBI Business Loan for Fleet Finance, SBI Business Loan for Warehouse Receipt Finance, SBI SME Car Loan, etc.
Paisabazaar Exclusive Benefits
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Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
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15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Apply Business Loan Online
Lowest Interest Rates4.5/5
15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Paisabazaar Exclusive Benefits
Paisabazaar Exclusive Benefits
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Business Loan EMI Calculator
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₹20 L
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₹60 L
₹80 L
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₹20 L
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₹1 Cr
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50K2Cr
%
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1Y 10Y
Your Monthly EMI Payment
₹0
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Total Amount₹0
Find Best Business Loan Offers
HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest16% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest11.5% - 19%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Max Loan Amt.Upto ₹2Cr
Rate of Interest11.75% - 26%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
Choose from 20+ Partner Banks/NBFCs
Pick from Secured & Unsecured Options
Get Working Capital & Top-Up Loan Solutions
Flexible Tenure of Up to 4 years
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
SBI Business Loan Highlights
SBI Business Loan Interest Rates
The interest rate for the SBI Business Loan starts from 9.10% p.a. The business loan interest rates offered by the lender for its business schemes are as follows:
| Particulars | Interest Rates (p.a.) |
| For SBI Business Loan for Finance to Food Processing Industry | 9.10% to 11.55% (for MCLR linked loans) and 9.20% to 11.65% (For RLLR linked loans) |
| For SBI SME Gold Loan | 9.55% |
The Business Loan Interest Rates offered by the lender for most of its business loan schemes are linked to the existing EBLR (external benchmark lending rate) & MCLR (marginal cost of funds based lending rate).
Fees and Charges for Business Loans from SBI
The fees and charges for availing SBI Business Loans are mentioned below:
SBI Asset Backed Business Loan
| Particulars | Fees and Charges |
| Processing Fees |
|
SBI Asset Backed Business Loan – Commercial Real Estate
| Particulars | Fees and Charges |
| Processing Fees | 1% of the limit subject to a maximum of Rs 10 lakh |
SBI Business Loan for Fleet Finance
| Particulars | Fees and Charges |
| Upfront fees | 1% of the loan amount |
SBI Simplified Small Business Loan
| Particulars | Fees and Charges |
| Upfront fees | Rs 7,500 plus applicable taxes (unified annual charges comprising of processing fee, documentation charges, equitable mortgage charges, commitment charges, inspection and remittance charges) |
SBI SME Smart Score Business Loan
| Particulars | Fees and Charges |
| Fees and charges | 0.40% of loan amount |
SBI SME Credit Card
| Particulars | Fees and Charges |
| Processing Fees |
|
SBI Business Loan for Finance to Food Processing Industry
| Particulars | Fees and Charges |
| Processing Fees |
|
SBI Business Loan to Business Correspondents
| Particulars | Fees and Charges |
| Processing Fees |
|
SBI Gold Loan
| Particulars | Fees and Charges |
| Processing fees |
|
| Prepayment fees | Nil |
SBI SME Car Loan
| Particulars | Fees and Charges |
| Upfront fees | 0.5% of loan amount (Rs 500 to Rs 10,000) |
SBI Business Loan for Finance to Start-ups (MSME UDAAN)
| Particulars | Fees and Charges |
| Processing charges | Nil |
| Inspection fees/Commitment charges/Prepayment charges: | Nil |
SBI Business Loan for Export Packing Credit
| Particulars | Fees and Charges |
| Processing/upfront fees | As applicable for cash credit/working capital limits |
SBI Business Loan for SME Finance of CA Firm
| Particulars | Fees and Charges |
| Upfront fees |
|
SBI SME Open Term Loan
| Particulars | Fees and Charges |
| Upfront fees | For term loans other than micro units:
|
SBI Business Loan for Warehouse Receipt Finance
| Particulars | Fees and Charges |
| Unified Charges (Includes Processing charges, Inspection charges and Facility Fees) | Up to Rs 3 lakh based on quantum of the loan |
SBI Business Loan for E-Dealer Finance
| Particulars | Fees and Charges |
| Processing/upfront fees | Rs 10,000 to Rs 30,000 |
SBI Business Loan for E-Vendor Finance
| Particulars | Fees and Charges |
| Processing/upfront fees | Rs 10,000 to Rs 50,000 |
Documents required for SBI Business Loan
SBI has not provided a documents list to apply for business loan under its different schemes. Apart from the business loan documents for KYC verification, proof of business/residence address, income proof and proof of business continuity of the business unit, the lender may ask for additional documents from its business loan applicants based on its requirements and the loan applicant’s profile.
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Explore Our Business Loan Lenders
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What our customers say
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Written By
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Reviewed By
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