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The State Bank of India Insurance Company is a joint venture by the State Bank of India and the Insurance Australia Group. The company is a huge name amongst the most respected and highly esteemed insurance companies in the nation. The many different types of policies available for the customer range from individual to floater plans as well as travel, motor, health, construction and numerous other insurance policies covering various expenses. The SBI General Health Insurance provides wide ranging online services to its customers for a relaxed and convenient renewal and registration method along with other benefits.
To be able to make use of the advantageous online services provided by SBI Insurance Company, one has to be registered on the online portal of the company by following a few simple steps:
The successful registration message will be flashed on the screen.
The SBI Insurance Company customer/policyholder can login to an online account by following these easy steps and enjoy lots of online services:
If the customer happens to forget his/her online password for the SBI Insurance official site there is no need to fret as one can reset the password by following a simple procedure:
A person as the SBI Insurance Company customer can avail various benefits by registering on the online portal of the company, including:
Q1. What is the meaning of Co-payment?
The insurance policy pays for the expenses of all the medical services covered/insured under the plan. Co-pay is a part of some plans and one can go through the company norms and terms and conditions to be sure before applying for any policy.
Q2. Does the insurance plan cover treatment by Unani medicine?
The insurance plan by SBI covers a few alternative methods of treatment like unani, homeopathy and ayurvedic in any medical institute recognized by the government.
Q3. Till when will my treatments not be covered under the insurance policy?
After registering for the health insurance policy, the customer cannot avail any benefits, reimbursement or coverage of expenditure for a period of one month after which he/she is eligible as per the company term until renewal is required.
Q4. How long extended period does SBI provide for the renewal of policies?
The company provides its customers within 30 days grace/extended period after expiration for the renewal of insurance policy.
Q5. What does cashless claim mean?
When the customer is hospitalized in a medical institute that is in the panel of the insurance company, the hospitals are paid the total expenditure by the company as insured by the policy thus the person applies for a cashless claim and not for the refund of expenditures.
Q6. Is there a particular age at which one has to exit the policy?
There is no maximum age mentioned by the policy makers at which the customer has to exit the policy.
Q7. What is the method of calculating premium for family floater policy?
Premium for any family floater policy is calculated on the basis of the age of the eldest member of the family registered under the floater policy.