Apollo Munich New iCan Cancer Plan- Eligibility, Features & Exclusions

Updated: 06-05-2019 08:00:29 AM

People can reduce the risk of falling prey to cancer by precautions, maintaining healthy food habits, consuming diets that prevent cancer, and going through regular tests to screen cancer. But, what if, such a misfortune happens in someone’s life. One has to be financially prepared for such kind of unexpected trouble. Apollo Munich New iCan Cancer plan provides people with a solution for cancer and helps them to regain their lives.

Eligibility Criteria for New iCan Cancer Plan

Name of Plan	Minimum Age Limit	Maximum Age Limit	Minimum Sum Assured	Maximum Sum Assured	Waiting Period	Hospitalization Expenses	Renewability
Apollo Munich-Easy Health	5 yrs.	65 yrs.	5 Lakhs	50 Lakhs	120 days	Pre: up to 30 Days Post: up to 60 days	Lifetime

Features of Apollo Munich New iCan Cancer Plan

Some of the features of the plan are:

• Product Variants are offered in this plan
• Options of Sum Assured as per an individual requirement
• The plan provides conventional as well as advance treatments
• The plan also provides life-long Indemnity Cover to the policyholder
• Pre and Post-hospitalization benefits are covered under the policy
• Post-treatment follow-up care is also provided the person insured
• A Waiting Period of 120 days is provided to the policyholder

Different Modes of buying New iCan Cancer Plan

The company provides the customers with two modes by which they can buy the plan. These two modes are online and offline. The customer can buy the insurance policy online and avail benefits. The customer can also buy the policy offline. There are various advantages that a customer gets if he/she purchases the policy by online mode. The benefits are:

• An agent can miss some important points while declaring pre-existing conditions or information of the policyholder. So, it is a wise decision to buy the insurance policy online. The chances of missing a piece of information in online mode are less as compared to offline mode
• The customers can make a comparison among various plans. It is a beneficial exercise. Online purchasing is an opportunity for the customer to avail benefits and save time and efforts
• The agent commission is saved in an online purchase

Offline mode has its own benefits. There are potential customers who live in remote areas where an online facility is not available. The customers do not have much experience of internet usage. In such situations, an agent’s role is of vital importance.

Exclusions under New iCan Cancer Plan by Apollo Munich

• The other illnesses except cancer are excluded under this plan
• At the time of initiation of the policy the customer should not have any signs of cancer. The symptoms, diagnosis, consultation, investigation or treatment received are considered to be a violation of the policy terms. So, a person with all the above-mentioned points is not eligible to purchase the policy
• Conditions arising out of AIDS, ARC, Lymphomas in the brain, Kaposi’s sarcoma, tuberculosis are excluded from the policy
• Only allopathic treatments are eligible. Non-allopathic treatments are excluded from the policy.
• If a policyholder has got a treatment outside India, it will be not be entertained. It is under exclusion

How to buy Apollo Munich New iCan Cancer Plan?

Online purchasing mode is faster and easier. It is also beneficial. It is hassle-free. It saves the customer’s time. The customer gets the policy instantly in online mode. The customer compares various plans and chooses a plan which suits best to his/her requirements. But, it is advisable to the customer to read the documents of terms and conditions carefully and make comparisons. The benefits, premium amount, policy term, the sum assured, and other related parameters should be read thoroughly by the customer.

Apollo Munich New iCan Cancer Plan Network Hospitals

The company provides the customers with a network of more than 4500(four thousand five hundred) hospitals in India. The customer can be benefitted by the medical services provided in any of the hospitals listed in the company’s network. The customers can avail medical services of some of the best healthcare experts in the country.

Filing Claim with Apollo Munich New iCan Cancer Plan

• The company needs information as soon as possible from the policyholder’s side if he/she has to face hospitalization stage. The policyholder has to fill in or physically submit an application form to declare the hospitalizations details to the company
• The policyholder can contact customer care service over a call and inform about the hospitalization
• The company appoints a surveyor for the case study and prepares a report for the claim the policyholder expects
• On the appointed surveyor’s report, the company decides for the claim raised
• The sum assured is paid-off to the customer according to the approval by the company depending upon the surveyor’s report
• If the policyholder gets hospitalized with the planning of any treatment, he/she is expected to inform the company within a period of 2 days
• The doctor, who assigned for the patient’s medication, consultation, and other services, fills the form and documents related to the policyholder. This filled in form has to be submitted to the company
• The cashless claim gets approval within one hour after the process gets completed

Renewal Policy 

The plan offers an option of life-long renewal. The condition involved is that the application for renewal and the premium for renewal are submitted and paid to the company by due dates. Though, the company provides a 30 days’ grace period.

Contact Details

For inquiring about any issue related to renewal, claim issues, policyholders can contact via:

Email: customerservice@apollomunichinsurance.com

Sales Toll-Free: 1800-103-0555

Fax: +91-124-4584111

Support Toll-Free: 1800-102-0333

FAQs

Q1. I was diagnosed with cancer a few years back. Can I buy iCan Cancer Insurance?

Under such conditions, the company does not consider a person eligible for the plan.

Q2. Does iCan Cancer Insurance provide the customers with a waiting period?

Yes, the plan provides a waiting period of 120 days.

Q3. What is the age limit to buy this plan?

The minimum age is 5 years and the maximum age is 65 years.

 

Features
Pre-Hospitalization	Yes
Network Hospitals Count	4500+
Post-Hospitalization	Yes
Room Eligibility	No
Share Claim Payments	Yes
No Claim Bonus	No
Ambulance Charges	Yes
Maternity Cover	Yes
Hospitalization At Home	Yes
Day Care Treatment	Yes
Non-Allopathic Treatment Coverage	Yes
Exclusion	Yes
Emergency Ambulance	Yes
Health Check-Up	Yes