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Summer Bonanza Cashback Offer – Terms & Conditions

Updated: 01-07-2025 05:22:44 AM

1. What is the Offer?

As part of this offer, customers/users (“Customer”) need to apply for an eligible unsecured loan product from Paisabazaar’s lending partners—banks or NBFCs—through www.Paisabazaar.com and/or its mobile app (collectively “Platform”) or via communication sent through Paisabazaar-owned channels through the entry points where the offer is explicitly mentioned. Once the Eligible Loan is disbursed by the lender, the Customer will be eligible to claim a gift card/voucher (“Gift Card”/“GCs”) as offered and mentioned in the respective communication, in the form of redeemable vouchers (“Offer”). The voucher value would be decided based on the final loan amount disbursed –

  • For loan amounts of greater than or equal to ₹3 Lacs customer is eligible for vouchers worth ₹1000.
  • For loan amounts of less than ₹3 Lacs customer is eligible for vouchers worth ₹250.

2. How does the Customer get the Amazon Gift Card?

The Customer shall be eligible for the Gift Card in the form of a ‘voucher’ upon successful disbursal of the Eligible Loan when applied via communication sent by Paisabazaar-owned channels using the specific offer link. The voucher shall be made available to eligible customers on the linked mobile number that would have been used to participate in the offer and on which the disbursement process would have been completed

3. What is the Offer Duration?

The offer is valid from 20-06-2025 00:00:00 to 15-07-2025 23:59:59.
The Customer shall be eligible for the voucher only if the loan process is initiated and completed within the Offer Period through the entry points where the offer is explicitly mentioned.

4. How and When Will the Customer Be Eligible for the Offer?

Upon successful disbursal of the Eligible Loan, applied through Paisabazaar-owned channels, the Customer will be eligible to receive the Gift Card in the form of a voucher. This will be issued in 45 working days post confirmation of disbursal by the respective lending partner.

PRELIMINARY TERMS & CONDITIONS

  1. This Offer is being run on the Platform owned and operated by Paisabazaar Marketing and Consulting Pvt. Ltd. (“Paisabazaar”, “We” or “Our”).
  2. By participating in this Offer, the user (“Customer”, “You” or “Your”) agrees to be bound by these Terms and Conditions (“T&C”), along with the Terms of Use, Privacy Policy, and other applicable policies available on the Platform. Terms applicable to Gift Cards, including e-vouchers and any future modifications thereto, will also apply.
  3. Amazon.in or any lending partner of Paisabazaar is not a sponsor of this Offer. Amazon Pay Gift Cards (“GCs”) are issued by QwikCilver Solutions Private Limited. GCs may be used only for eligible purchases on Amazon.in or its partner sites. GCs must be used within 1 year of issuance. They cannot be transferred or redeemed for cash. Paisabazaar or its affiliates are not responsible for lost, stolen, or misused GCs. To redeem, visit www.amazon.in/addgiftcard. For full terms, visit www.amazon.in/giftcardtnc.
  4. All applicable terms and conditions of the individual loan issuing institutions (banks/NBFCs) shall also apply.
  5. To participate, you must:
    • Be 18 years of age or older with a valid PAN;
    • Apply for an Eligible Loan through the Platform during the Eligibility Period.
  1. You acknowledge and accept the risks of internet communications, including potential unauthorized access or loss of data. Paisabazaar shall not be responsible for any such risks.
  2. By participating, you consent to Paisabazaar or its partners contacting you via call, SMS, or email for the purpose of fulfilling the Offer.
  3. GCs are non-transferable and non-assignable.
  4. You are solely responsible for safeguarding the GCs. Paisabazaar or the lender shall not be responsible for any unauthorized use or loss.

GENERAL TERMS & CONDITIONS

  1. These Offer terms do not alter your agreement with Paisabazaar for any other service. In case of any conflict, the Platform’s Terms of Use shall prevail.
  2. The Offer is exclusive to Paisabazaar customers and is not sponsored by any lender.
  3. The Offer is applicable only to end users (individual consumers) and not for resellers or commercial entities.
  4. The loan must be successfully disbursed to the Customer to be eligible.
  5. The Offer is valid only on loans through the entry points where the offer is explicitly mentioned.
  6. Paisabazaar employees and group company employees are not eligible for the Offer.
  7. GCs cannot be exchanged for cash or transferred.
  8. Paisabazaar reserves the right to determine customer eligibility. All decisions by Paisabazaar shall be final and binding.
  9. Offer and Gift Cards are subject to availability.
  10. Paisabazaar does not guarantee loan approval or disbursal. That decision rests solely with the lender.
  11. The Offer is non-transferable.
  12. Offer not valid where prohibited by law.
  13. Any tax liability arising from the Offer shall be borne by the Customer.
  14. Paisabazaar reserves the right to cancel, modify, or withdraw the Offer at any time without prior notice.
  15. Participation in this Offer is voluntary.
  16. Paisabazaar reserves the right to disqualify any Customer for fraudulent activity or misuse of the Offer.
  17. The Offer is subject to force majeure events, in which case Paisabazaar may withdraw the Offer without notice.
  18. Paisabazaar shall not be liable for any injury, loss, or damages arising from participation in this Offer.
  19. You agree to indemnify Paisabazaar, its affiliates, and employees against any liabilities, claims, or expenses arising due to:
    • Violation of these T&Cs;
    • Violation of applicable laws;
    • Your negligence or misconduct.
  1. These terms are governed by Indian law. Courts in Gurugram (Haryana) shall have exclusive jurisdiction for any dispute.
  2. By participating, you confirm that you have read, understood, and accepted these Terms and Conditions.
  3. If any clause of these terms is deemed unenforceable, the remaining terms shall remain valid.
  4. This Offer does not imply any future commitment by Paisabazaar to run similar offers.
  5. It is understood and agreed that by mere participation to the Offer doesn’t not entitle the participant to claim the benefits/ prizes under this Offer. The participant should be a selected/ declared winner by Paisabazaar in conformity with the terms herein, to claim the benefits/ prizes.
  6. Paisabazaar does not guarantee the disbursal of Personal Loan in any manner whatsoever. The decision of the loan disbursing banks/NBFCs/Fintechs will be final and binding in this regard.
  7. Participants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
  8. This document is an electronic record under the Information Technology Act, 2000 and does not require any physical or digital signature.
  9. Voucher will be made available to you on your “My Account” tab only on Paisabazaar’s official app

 

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