Aditya Birla Health Insurance for Diabetes: Coverage, Claim & Renewal

Updated: 26-10-2022 13:01:27 PM

In India, chronic disease such as diabetes is increasing at a very rapid pace. This disease is mainly occurred when the body is unable to metabolize sugar and starch efficiently. This leads blood glucose or blood sugar level too high. Because of high medical costs and diabetes management, Aditya Birla Health Insurance has introduced Aditya Birla Health Insurance for Diabetes for the people who are suffering from diabetes. Buying this plan, may reduce the medical expenses incurred in the treatment and allow individuals to lead a healthy life.

Eligibility Criteria

This plan comes with a minimum entry age ranging from 91 days to no maximum entry age. Also, children below 25 years of age can be covered under family floater health insurance plan.

Aditya Birla Health Insurance for Diabetes Covers

The following expenses are covered under Aditya Birla Health Insurance for Diabetes:

• Doctor’s consultation fees
• Diagnostic tests
• Cost of medicine
• Hospitalization expenses

Claim Process

Mentioned below are the steps through which individuals can file claim:

Step 1: Choose network hospital from the list of hospitals given on the website to avail cashless facility.

Step 2: Provide patient’s health card or policy number along with the valid ID proof

Step 3: After the identification process has been done, network hospital will provide cashless hospitalization request form to the insurer.

Step 4: After reviewing the claim form, company will provide decision to the network hospital and will also send SMS and e-mail on the address given by the insured.

Step 5: As per policy terms and conditions insurer will process the claim with the network hospital. After completion of all formalities claim will be raised.

Documents Required for Claim Process

• Claim Form (Part A & Part B)
• Health Card or Policy Copy
• KYC Documents (Photo ID Proof, Address Proof and Age Proof)
• Discharge Card Summary
• Final hospital bill
• Certificate of death
• Original medical bill expenses
• Original diagnosis report
• Other documents as asked by Aditya Birla Health Insurance

How long does it take to pay out a claim?

Usually, claims are settled within 7 days but not more than 30 days of the last necessary documents submitted. Claims can be rejected or get delayed if any fraudulent activity is involved.

Renewal Process of Aditya Birla Health Insurance For Diabetes

Mentioned below are the steps for policy renewal:

Step 1: Visit the official website of Aditya Birla Health Insurance

Step 2: Select “Renew”

Step 3: Click “Quick Renew” to proceed further

Step 4: Enter your personal details

Step 5: Click “Renew Now” to proceed to online payments

Step 6: You will receive confirmation message on your registered mobile number about successful completion of renewal process.

Advantages of Aditya Birla Health Insurance for Diabetes

Mentioned below are the advantages under Aditya Birla Health Insurance for Diabetes:

• Earn rewards
• Personalized guidance through wellness coach
• Coverage for medical costs
• Coverage for diagnostic tests
• Coverage for doctor’s consultation
• Coverage for hospitalization expenses
• Chronic management program
• High coverage

Customer Care

Address: 

Aditya Birla Health Insurance Co Limited

9^th Floor, Tower 1, One Indiabulls Centre,

Jupiter Mills Compound, 841, Senapati Bapat Marg,

Elphinstone Road, Mumbai- 400013

Email: care.healthinsurance@adityabirlacapital.com

Call (Toll Free): 1800-270-7000

WhatsApp: 8828800035

FAQs

Q1. What is the coverage amount provided under Aditya Birla Health Insurance for Diabetes?

Under this plan, coverage amount that can be availed ranges up to Rs.10 lacs under essential plan and up to Rs.2 cr. under enhanced plan.

Q2. What are the different types of costs related to diabetes?

Costs related to diabetes may vary, but below mentioned are some of the costs related to diabetes:

• Doctor’s fee
• Medicinal costs
• Hospitalization costs