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How to Know My CIBIL Score

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Steps to Check Your CIBIL Score

Check your CIBIL Score through the Paisabazaar app in the following steps:

  • Login to the Paisabazaar app.
  • Click on the “credit score” icon.
  • Your can view your latest credit score.

Can I always get my CIBIL Score and CIBIL report for free?

As per RBI guidelines, you are allowed to check your credit score for free only once a year from the respective credit bureaus. Likewise, you can download one free credit report every year from each credit bureau. However, you can check your credit score for free multiple times on other financial platforms.

Does Checking CIBIL Score Affect it?

Checking your own CIBIL score is a soft enquiry, hence it does not affect your credit score. Your credit score is usually affected during a hard enquiry, when the lenders check your credit history during loan application to assess your creditworthiness. Therefore, it is advised not to make multiple loan applications in a short span.

Why is it Important to Check your Credit Score and Report Regularly?

It is important to check your credit score regularly for the following reasons:

  • To assess your credit health.
  • To improve the credit score, if required.
  • To detect errors in the report, if any.
  • To increase your loan and credit card approval chances.

What is the Best CIBIL Score Range in India?

Category Score Range
Excellent 801 - 900
Very Good 761 - 800
Good 701 - 760
Average 601 - 700
Poor 300 - 600

Note that, these CIBIL Score ranges are based on Paisabazaar’s own criteria and are generally accepted in the industry.

How to Check CIBIL Score for Free with Paisabazaar?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit score purpose and credit score amount

FAQs

How can I check my credit score?

You can check your credit score on the official websites of the 4 major credit bureaus or on the different financial platforms.

Can I check my credit score for free in india?

As per RBI guidelines, you are allowed to check your credit score and download your credit report only once a year from each credit bureau.

How long does it take to check the CIBIL score online?

It takes only a few minutes to check the CIBIL score online.

What is a good CIBIL score?

A CIBIL score of 750 and above is usually considered good and reflects your creditworthiness.

Does checking my credit score multiple times affect it?

Checking the credit score yourself is a soft enquiry and does not affect your credit score no matter how many times you check it.

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

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