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Check Credit Score from All 4 Bureaus
Track Credit Score Seamlessly Every Month
Read Credit Report in Multiple Languages
You can check your Experian credit score online through Paisabazaar by following the steps mentioned below:
First-time users will have to provide their basic details along with PAN and other details to generate their Experian score.
Once the credit score is generated, it gets refreshed automatically every month and users can check it for free.
Apart from Experian, credit score from CIBIL, Equifax and CRIF High Mark also gets generated and is refreshed every month.
You require the below-mentioned information to check the Experian score:
An Experian credit score is a 3 digit numerical representation of the creditworthiness of the individual. Lenders use this credit score while evaluating the eligibility of the individuals. Individuals having a credit score of 776 and above usually have higher chances of approval of loans and credit cards.
Experian uses a proprietary formula to calculate a user’s credit score. It depends on the following factors:
When an individual checks his/her own Experian score, it is known as a soft enquiry. Since the enquiry is initiated by the individual and is used only for informational purposes, it has no impact on the credit score.
Enquiries made by the lenders against credit applications by the borrower impact the credit score. It is known as hard enquiry and is also mentioned in the credit report.
Note that, RBI has announced the weekly updation of credit score effective as of July 2026.
Step 1: Enter your mobile number
Step 2: Verify your number using the OTP
Step 3: Enter your PAN and basic details
Step 4: View your free credit score and get detailed credit report
Step 1: Enter your mobile number
Step 2: Verify your number using the OTP
Step 3: Enter your PAN and basic details
Step 4: View your free credit score and get detailed credit report
You can check your experian score for free through the fintech platforms, credit score platforms, banking apps, etc.
You can check your credit score for free only once through the official website of credit bureaus, but multiple times through fintech platforms and banking apps.
It usually takes a few seconds to a few minutes to check the experian score.
PAN number is usually important to check your experian score in most cases.
A credit score of usually 776 and above is considered a good experian score.
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