Does Checking CIBIL Multiple Times Affect the Score?

Checking your CIBIL score helps you stay up-to-date with your latest score and informed about your credit health. Additionally, it also helps you identify errors or flag suspicious activities, if any, and report it to the bureau in a timely manner. Credit bureaus will have to fix it within 30-days as mandated by the RBI in 2026.
Know more: Why Did I Get an Enquiry on My CIBIL Report?

It is recommended that you check your CIBIL score once every month.  However, the RBI has mandated lenders to report credit data of borrowers to the bureaus on a weekly basis from earlier fortnightly basis from July, 2026. This will ensure quicker updates to credit reports and credit scores of borrowers.

When you apply for a credit product, a hard inquiry is initiated by the lender. Every hard inquiry can negatively impact your credit score. If a borrower applies for multiple credit products within a short span, multiple hard inquiries can bring down their score by a huge margin.

Click to know more on hard inquiries

• Check your CIBIL score at regular intervals
• Review your credit report thoroughly
• Report errors, if any, to the respective bureau as quickly as possible
• Avoid applying for multiple credit products within a short period