How Can NRIs Check Their CIBIL Score in India

NRIs can check their CIBIL score in India through the official website of TransUnion CIBIL credit bureau, major banking apps...

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Google Play Store

4.5_/5

15.6L Reviews

5.7Cr+Satisfied Customers

4Bureau Coverage

800+Cities across India

Why Check Credit Score on Paisabazaar ?

Check Credit Score from All 4 Bureaus

Track Credit Score Seamlessly Every Month

Read Credit Report in Multiple Languages

Steps for NRIs to Check their CIBIL Score

NRIs can check their CIBIL score in the following steps:

Through TransUnion CIBIL Credit Bureau

Login to the TransUnion CIBIL account.
Click on “Get your free CIBIL score and report”.
Fill in the required details.
Get your credit score instantly.

Through Paisabazaar App

Login to the Paisabazaar app.
Click on “credit score”.
Your latest CIBIL score is displayed on the screen.
Likewise you can check your credit score by different credit bureaus.

Note that, NRIs would require an Indian mobile number and a valid Indian ID proof while checking their CIBIL score in India.

What is the ideal CIBIL score for NRIs to avail loans in India?

NRIs having a CIBIL score of 760 and above usually have higher chances of loan approval at lower interest rates. Applicants with a lower CIBIL score might also get their loans approved, but the interest rates offered to them are relatively higher.

Why Should NRIs Check their CIBIL Score?

NRIs should check their CIBIL score for the following reasons:

To detect any errors.
Track the financial health.
Secure better terms.
Ensure loan and credit card approval chances.

As per RBI guidelines, the credit score will now be updated every week instead of the monthly cycle, effective July 2026. Thus, individuals can check for any errors in their credit report immediately and get it rectified at the earliest.

How Can NRIs Maintain a Good CIBIL Score?

NRIs should follow the below-mentioned tips to maintain a good CIBIL score:

Make timely payments.
Keep your credit utilization ratio low.
Maintain a healthy credit mix.
Avoid multiple credit enquiries.
Maintain your old credit cards or loan accounts.

How to Check CIBIL Score for Free with Paisabazaar?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit score purpose and credit score amount

Apply Now

How to Check CIBIL Score for Free with Paisabazaar?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit score purpose and credit score amount

Apply Now

FAQs

NRIs can check their CIBIL score in India through the official website of TransUnion CIBIL, banking apps or various fintech platforms.

Yes, you can check your CIBIL score in India from abroad through the official portals of credit bureaus, apps and fintech platforms using a valid Indian ID proof.

It usually takes around a few minutes for NRIs to check their credit score.

No, checking your own CIBIL score is a soft enquiry and does not affect the credit score of NRIs.

NRIs can improve their credit score by making timely payments, keeping the credit utilization ratio low, avoiding multiple applications in a short span, maintaining a healthy credit mix, etc.