Compare : AU Zenith Credit Card vs Axis Bank SELECT Credit Card

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10,000 EDGE Reward Points worth Rs. 2,000 on making the first transaction within 30 days

5 reward points per Rs. 100 spent on grocery, departmental stores, dining at standalone restaurants and international spends

3 reward points per Rs. 100 spent across other merchants

1 reward point per Rs. 100 spent on utility, insurance and telecom

10 Axis EDGE Reward Points on every Rs. 200 spent

2X (20) Axis EDGE Reward Points per Rs. 200 spent on retail transactions

1 EGDE Reward Point = Rs. 0.20

2 complimentary lounge visits per quarter outside India via Priority Pass & 2 domestic lounge visits per quarter within India with 2 railway lounge access per calendar quarter

8 complimentary domestic lounge visits and up to 12 complimentary international lounge visits in a year

Accelerated returns on dining and grocery shopping without brand restrictions

Low forex markup fee

Railway lounge access benefits extended to add-on members

Up to 12,000 reward points annually as milestone bonus

Accelerated (2X) rewards across all retail spends

Direct discount on popular brands like Swiggy, BigBasket & District app

Welcome benefit of 10,000 EDGE reward points worth Rs. 2,000

Additional discount on dining at partner restaurants

High annual fee

Limited benefits to other lifestyle categories

Low reward redemption value

Low reward redemption value against air miles and product catalogue

No reward points on fuel, insurance, gold/jewellery and utility bill payments

High forex markup fee of 3.5%

High annual fee of Rs. 3,000

Those who frequently dine-out, want decent rewards on grocery and household spends and want a card with saving options on international spends

People who spend a substantial amount on offline transactions and also travel several times in a year