Compare : Tata Neu Infinity HDFC Bank Credit Card vs Flipkart SBI Card

1,499 NeuCoins on making the first transaction within 30 days of card issuance

Flipkart gift card worth Rs. 250 at the time of joining fee

5% value back as NeuCoins on all the non-EMI spends at Tata Neu & partner Tata brands

1.5% NeuCoins on non-Tata brand and merchant EMI spends

1.5% back as NeuCoins up to 500 NeuCoins per month on all UPI spends via RuPay card variant

Additional 5% NeuCoins on select categories at Tata Neu website/app

1 NeuCoin = Rs. 1

7.5% cashback on Myntra, capped at Rs. 4,000 per quarter

5% cashback on Flipkart & Cleartrip, up to Rs. 4,000 each per quarter

4% cashback on partner merchants, including Netmeds, PVR, Uber & Zomato, capped at Rs. 4,000 per quarter

1% unlimited cashback on other categories

4 international lounge access via Priority Pass membership & 8 complimentary domestic lounge access per year

NA

Up to 10% value back on select Tata Neu spends

Welcome benefits compensate for the joining fee

Up to 1.5% value-back on UPI spends

Redemption value of 1 NeuCoin = Rs. 1

7.5% cashback on Myntra

Welcome benefits worth Rs. 250

5% cashback on Flipkart & Cleartrip

4% cashback on partner merchants

Unlimited base cashback on spends other than merchants

No reward points on fuel and government spends

No milestone benefits except annual fee waiver

Rewards can only be redeemed on Tata Neu and partner brands

Low base cashback of 1% on other spends

No complimentary lounge access benefits

Quarterly capping on accelerated cashback

High annual fee waiver condition for an entry-level card

People who frequently make purchases from partner Tata brands, travel regularly and want a card with overall benefits

Flipkart & Myntra loyalist seeking a low annual fee card with decent cashback on online spends