Compare : Swiggy HDFC Bank Credit Card vs YES BANK Paisabazaar PaisaSave Credit Card

3 months Swiggy One Membership worth Rs. 1,199 on card activation

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10% cashback up to Rs. 1,500/month on Swiggy food ordering, Instamart, Dineout & Genie

5% cashback up to Rs. 1,500 permonth on online spends

1% cashback up to Rs. 500 per month on other spends

Cashback redeemable against outstanding amount due

6% cashback as 12 reward points per Rs. 200 spent on dining and travel

1% cashback as 2 reward points per Rs. 200 spent on other category spends

1 Reward Point = Rs. 1, redeemable as statement credit via YES Rewards platform

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10% cashback across all Swiggy platforms, including food ordering, Instamart, Dineout, and Genie

5% cashback on other online spends, covering day-to-day categories

Complimentary 3-month Swiggy One membership

Complimentary golf rounds and lessons with the Mastercard variant

6% cashback on travel and dining spends

Reward points are redeemable as statement credit in 1:1 redemption ratio

No brand restriction on categories with accelerated value-back

Low annual fee with easily achievable fee waiver condition

Maximum cashback capping of Rs. 3,500 across all categories

No complimentary lounge access benefits

No cashback benefits on select Swiggy spends—Swiggy Money Wallet, Swiggy Minis, and Swiggy Liquor

Capping on accelerated value-back earnings

No value-back on UPI transactions below Rs. 2,000

Those who frequently spend on food delivery, dining or order products & groceries online and prefer cashback over reward points on their spends

Those who are looking for a cashback credit card with minimal annual fee and who travel and dine-out frequently