Compare : Axis Bank SELECT Credit Card vs IDFC FIRST Select Credit Card

10,000 EDGE Reward Points worth Rs. 2,000 on making the first transaction within 30 days

Welcome vouchers worth Rs. 500 on spending Rs. 5,000 or more within the first 30 days

5% cashback up to Rs. 1,000 on the first EMI done within 30 days of card setup

10 Axis EDGE Reward Points on every Rs. 200 spent

2X (20) Axis EDGE Reward Points per Rs. 200 spent on retail transactions

1 EGDE Reward Point = Rs. 0.20

10X reward points on birthday spends & spends made after reaching the monthly spends of Rs. 20,000

3X reward points on online & offline spends for spends up to Rs. 20,000 per month

1X reward points on utility, insurance and other spends

1X = 1 Reward Point per Rs. 150 spent

1 Reward Point = Rs. 0.25

8 complimentary domestic lounge visits and up to 12 complimentary international lounge visits in a year

2 domestic airport lounge access per quarter on minimum monthly spends of Rs. 20,000

Accelerated (2X) rewards across all retail spends

Direct discount on popular brands like Swiggy, BigBasket & District app

Welcome benefit of 10,000 EDGE reward points worth Rs. 2,000

Additional discount on dining at partner restaurants

Lifetime-free credit card with up to Rs. 1,500 worth of joining benefits

Accelerated reward points without any category restrictions

Low forex markup fee of 1.99%

Complimentary airport and railway lounge access

Accelerated rewards on birthdays

Rewards on utility bill payments and wallet reloads

Low reward redemption value against air miles and product catalogue

No reward points on fuel, insurance, gold/jewellery and utility bill payments

High forex markup fee of 3.5%

High annual fee of Rs. 3,000

Low reward redemption value at 1 RP = Rs. 0.25

No lounge access benefits

Low reward rate, specially for cumulative spends below Rs. 20,000

Limited redemption options

People who spend a substantial amount on offline transactions and also travel several times in a year

Those who are looking for a lifetime-free card with decent reward program and lifestyle-related offers on movies, dining and domestic travel