Compare : Federal Bank Scapia Credit Card vs BOBCARD Scapia

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20% Scapia coins on travel bookings on Scapia app

10% Scapia coins on online & offline purchases

5 Scapia coins = Rs. 1

Redeem Scapia coins for travel bookings on Scapia app

20% rewards on travel spends made on Scapia app

10% rewards on all spends worth Rs. 20 and above made via Visa variant

5% rewards on all other spends, including UPI transactions, worth Rs. 500 or above made via RuPay variant

1 Reward = 1 Scapia Coin, redeemable on Scapia app

Unlimited domestic airport lounge access on spending min. Rs. 5,000 every month

Unlimited domestic airport lounge access on reaching Rs. 20,000 monthly spends

Zero forex mark-up fee on international spends

Up to 20% Scapia coins on card transactions without any capping

Unlimited domestic airport lounge access with discount on airport spends

Complimentary RuPay card with 5% rewards on UPI transactions

No joining or renewal charges

Up to 20% rewards on travel spends

Up to 10% rewards on other spends

Zero forex mark-up fee

Lifetime free credit card

Airport privileges and unlimited domestic airport lounge access

Scapia coins redemption limited to just travel bookings on Scapia app

Low Scapia coins redemption ratio of 5:1

No reward points on international spends

No complimentary international airport lounge access

Reward redemption limited to Scapia app

No rewards on international purchases

Spend-based condition associated with airport benefits

People who travel frequently, are looking for a credit card with no forex mark-up fee and can utilise all their earned Scapia coins on travel bookings

Frequent travellers who prefer to make bookings via Scapia app