Compare : SBI Card PRIME vs Flipkart Axis Bank Credit Card

E-gift vouchers worth Rs. 3,000 from any of the top brands amongst Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra, Aditya Birla and more

Joining benefit worth Rs. 350 from Flipkart and Swiggy

10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies

2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel

20 reward points for every Rs. 100 spent on birthday

Value of 1 Reward Point = Rs. 0.25

7.5% cashback on Myntra

5% cashback on Flipkart and Cleartrip

4% cashback on preferred merchants - PVR, Swiggy, Uber and cult.fit

1% cashback across all other spends

4 complimentary international lounge visits and 8 complimentary domestic lounge visits in a year

4 complimentary domestic lounge visits in a year

5X reward points on dining, movies, grocery and departmental store spends

Milestone benefits worth Rs. 11,000 in a year on spending Rs. 5 Lakh or more

Complimentary domestic and international lounge visits

Benefits on hotel, golf, dining and more (based on card network)

Accelerated cashback (5%) for all Flipkart users

7.5% cashback on Myntra

Unlimited cashback on partner merchants

Good cashback rate across accelerated categories

Low reward redemption value of Rs. 0.25

No other travel benefits except complimentary lounge access

Annual fee of Rs. 2,999 is quite high for the set of benefits offered

Low cashback on non-accelerated categories

Long list of exclusions from rewards program

Not suitable for users seeking benefits on offline shopping or non-brand benefits

High annual fee waiver condition for an entry-level card

No complimentary lounge access benefits

Frequent travellers and heavy spenders who can maximize the benefit of high reward rate along with other travel features

People who prefer shopping at Flipkart and other partners, like Cleartrip, Swiggy and more.