SBI Card ELITE vs Regalia HDFC Credit Card

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Annual Fee

4999

Fee reversed if Annual Spends for last year = ₹10 lac

2500

Waived off on annual spends of ₹3 lakhs

Annual Savings

  • On total spends of ₹ 2 Lakh- ₹ 12081

  • On total spends of ₹ 4 Lakh- ₹ 20661

  • On total spends of ₹ 2 Lakh- ₹ 11331

  • On total spends of ₹ 4 Lakh- ₹ 17799

Welcome Offer

  • Welcome e-Gift Voucher worth ₹5,000 on joining

  • Joining Benefits of ₹3000

Benefits

  • Earn upto 50,000 Bonus Reward Points worth ₹12,500/ year

  • Earn 10,000 bonus Reward Points on achieving annual spends of ₹3 lakhs and 4 lakhs

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends

  • Complimentary membership to the Priority Pass Program worth $99

  • Get free movie tickets worth ₹6,000 every year

  • 6 complimentary Airport Lounge visits per year, outside India ( max. 2 visits per quarter)W.e.f. 1st July 2017

  • Access over 1000 Airport Lounges worldwide

  • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India

  • Enjoy complimentary Club Vistara Silver membership

  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher

  • Earn 9 Club Vistara Points for every ₹100 spent on Vistara flights

  • Get minimum 15% discount at select restaurants

  • Get a 1% fuel surcharge waiver, on every transaction between ₹500 to ₹4,000, at any petrol pump across the country. Purchase fuel worth ₹500 to ₹4,000, to avail this benefit

  • Get exclusive 1,000 Welcome Points on registration

  • Enjoy 1,500 Bonus Points on your first stay & additional ₹1,000 hotel credit on extended night stay

  • Your SBI Card ELITE offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.

  • You are also entitled to 2 Reward Points on every ₹100 spent on International transactions

  • Earn 15,000 Reward Points on annual spends of ₹8,00,000 or more in each anniversary year

  • Earn 10,000 Reward Points on annual spends of ₹5,00,000 or more in each anniversary year

  • Earn 4 Reward Points for every ₹150 spent

  • Up to 10% Reward Points on shopping through SmartBuy

  • Up to 5% cashback on shopping through SmartBuy

  • Up to 30% dining discounts at DineOut

  • Complimentary Priority Pass Membership for access to 850+ airport lounges globally

  • 6 complimentary domestic lounge access in a year

Rewards Rate

Save upto ₹20661 on Annual Spend of ₹4 Lakh

Save upto ₹17799 on Annual Spend of ₹4 Lakh

Limited Period Offer / Premium Highlight

  • Earn upto 50,000 Bonus Reward Points worth ₹12,500/ year

  • Welcome e-Gift Voucher worth ₹5,000 on joining

  • Get free movie tickets worth ₹6,000 every year

  • Earn 9 Club Vistara Points for every ₹100 spent on Vistara flights

  • Earn 10,000 Reward Points on annual spends of ₹5,00,000 or more

  • Complimentary Priority Pass Membership for access to 850+ airport lounges globally

  • Complimentary Zomato Gold Membership for one year

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