Compare : SBI Card ELITE vs American Express® Platinum Reserveˢᵐ Credit Card

Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop

11,000 Membership Rewards Points on 1st year’s annual fee payment & on spending Rs. 30,000 within the first 90 days

Complimentary Taj Epicure, Zomato Gold (1 year), Accor Plus Silver Tier, and EazyDiner Prime memberships

5X rewards on dining, departmental stores & grocery spends

2 reward points per Rs. 100 on all other spends, except fuel

4 Reward Points = Rs. 1

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

Redeem Rewards Points for 500+ options across travel, dining, accessories & more

2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year

12 domestic and 2 international airport lounge visits per year (3 per quarter) & Priority Pass membership

Accelerated rewards on everyday spends like grocery, dining and departmental store purchases

Good lounge access benefit at domestic as well as international airports

Complimentary movie tickets worth Rs. 6,000 every year

Low forex mark-up fee of 1.99%

Complimentary hotel & dining memberships

Complimentary movies/online shopping voucher worth Rs. 1,000 every month

Up to 24 complimentary golf rounds every year

12 complimentary domestic lounge visits every year

Base reward earning rate is low for transactions outside the accelerated category

Reward redemption rate stands quite low at Rs. 0.25

No travel benefits other than complimentary lounge access

High annual fee of Rs. 10,000 plus applicable taxes

Low reward rate of 1 point per Rs. 40 spent

High forex markup fee of 3.5%

Only 2 international lounge visits per year

People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits

People looking for a premium credit card with all-round benefits