Compare : YES BANK Paisabazaar PaisaSave Credit Card vs HSBC RuPay Cashback Credit Card

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2 month EazyDiner membership on card activation

6% cashback as 12 reward points per Rs. 200 spent on dining and travel

1% cashback as 2 reward points per Rs. 200 spent on other category spends

1 Reward Point = Rs. 1, redeemable as statement credit via YES Rewards platform

10% cashback on dining, grocery and food delivery spends

1% cashback on other eligible spends, including UPI transactions

Cashback earnings are capped at Rs. 400 per month

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Up to 8 domestic airport lounge visits per year (max. 2 per quarter) and 2 international lounge visits per year

6% cashback on travel and dining spends

Reward points are redeemable as statement credit in 1:1 redemption ratio

No brand restriction on categories with accelerated value-back

Low annual fee with easily achievable fee waiver condition

Up to 10% savings on food-related spends

Complimentary worldwide access to airport lounges

Zero forex mark-up fee

Discount offers on leading platforms for lifestyle-related spends

Low annual fee with easily achievable fee waiver condition

Capping on accelerated value-back earnings

No value-back on UPI transactions below Rs. 2,000

Low capping on monthly cashback earnings

No cashback earnings on international spends even though no forex mark-up fee is charged

Those who are looking for a cashback credit card with minimal annual fee and who travel and dine-out frequently

Those who want a RuPay credit card to make and save on UPI transactions and prefer to earn cashback with higher savings on dining, groceries and food deliveries