Compare : YES BANK Paisabazaar PaisaSave Credit Card vs HDFC MoneyBack+ Credit Card

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500 bonus Cash Points on payment of joining fee

6% cashback as 12 reward points per Rs. 200 spent on dining and travel

1% cashback as 2 reward points per Rs. 200 spent on other category spends

1 Reward Point = Rs. 1, redeemable as statement credit via YES Rewards platform

20 Cash Points per Rs. 150 spent on Amazon, BigBasket, Swiggy, Flipkart & Reliance Super Store

2 Cash Points per Rs. 150 spent across all other categories

1 Cash Point = Rs. 0.25

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6% cashback on travel and dining spends

Reward points are redeemable as statement credit in 1:1 redemption ratio

No brand restriction on categories with accelerated value-back

Low annual fee with easily achievable fee waiver condition

10X points on popular platforms, like Amazon, Flipkart & Swiggy

Low annual fee with easy spend-based waiver condition

Multiple options to redeem Cash Points

Capping on accelerated value-back earnings

No value-back on UPI transactions below Rs. 2,000

Low conversion rate of 1 Cash Point = Rs. 0.25

No travel benefits

Those who are looking for a cashback credit card with minimal annual fee and who travel and dine-out frequently

People looking for a low-fee card with benefits inclined towards everyday brands like Flipkart, Amazon, Swiggy, etc.