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YES BANK Paisabazaar PaisaSave Credit Card
Cashback SBI Card
₹ 0
₹ 499
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₹ 999
₹ 999
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NA
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6% cashback as 12 reward points per Rs. 200 spent on dining and travel
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1% cashback as 2 reward points per Rs. 200 spent on other category spends
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1 Reward Point = Rs. 1, redeemable as statement credit via YES Rewards platform
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5% cashback on all online spends without any merchant restriction
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1% cashback across all offline spends
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Cashback will be auto-credited into the statements within 2 days of statement generation
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6% cashback on travel and dining spends
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Reward points are redeemable as statement credit in 1:1 redemption ratio
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No brand restriction on categories with accelerated value-back
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Low annual fee with easily achievable fee waiver condition
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Up to 5% cashback on card spends
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Cashback benefits come without any merchant restrictions
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No hassle of point conversion as cashback is auto-credited into the statement
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Easily achievable renewal fee waiver
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Capping on accelerated value-back earnings
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No value-back on UPI transactions below Rs. 2,000
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Monthly capping on cashback earnings
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No significant additional benefits like complimentary airport lounge access or welcome bonus
Those who are looking for a cashback credit card with minimal annual fee and who travel and dine-out frequently
People who shop across multiple online brands and prefer flat cashback without any merchant or category restrictions