Compare : RBL NOVA Credit Card vs Kotak Air+ Credit Card

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2,500 Air Miles on joining fee payment

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5 Air Miles (3+2) per Rs. 100 spent on flight and hotel bookings made via Kotak Unbox

2 Air Miles per Rs. 100 spent on other purchases

1 Air Mile = Rs. 1 for flight and hotel bookings on Kotak Unbox

1 Air Mile = Up to 0.5 Partner Mile for select airlines and hotels

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4 complimentary domestic (DreamFolks) lounge visits per year (max. 2 per quarter) and 2 complimentary international (Priority Pass) lounge visits per year

Up to 6% back on travel spends

Uncapped rewards with 2% base rate and 1:1 redemption ratio

12 free airport lounge visits each in and outside India

Free guest visits to international airport lounges

Golf and dining offers

5% savings on travel spends

2% base value-back rate on all spends

Up to 1:1 Air Mile redemption ratio

Complimentary airport lounge access worldwide

No option to avail fee waiver

Accelerated rewards on travel limited to a specific platform

No rewards on international spends

Earned Air Miles are only redeemable against travel bookings

No significant benefits on non-travel lifestyle-related spending categories

No annual fee waiver option

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Frequent travellers who ususally travel domestically and can use Kotak Unbox for their travel bookings to optimise their value-back