Compare : MakeMyTrip ICICI Bank Signature Credit Card vs IndianOil HDFC Credit Card

1,500 My Cash redeemable on the MMT website

MakeMyTrip holiday voucher worth Rs. 2,500

Complimentary MMTBLACK Exclusive Membership

Complimentary IndianOil XTRAREWARDS Program (IXRP) membership

4 My Cash per Rs. 200 spent on MMT hotel/ holiday booking

2 My Cash per Rs. 200 spent on MMT flight booking

1.50 My Cash for every Rs. 200 international spend outside MakeMyTrip website/app

1.25 My Cash per Rs. 200 spent on domestic transactions outside MMT

1 My Cash = Rs. 1

5% fuel points at IndianOil outlets (Up to 250 fuel points per month for the first 6 months & up to 150 per month after that)

5% fuel points on groceries and bill payments (Up to 100 fuel points per month on each category)

1 fuel point per Rs. 150 spent on other purchases

1 Fuel Point = Rs. 0.20 against statement balance or 3 XtraRewards Point (XRP) or up to Rs. 0.20 for product catalogue

1 XRP = Rs. 0.32

2 domestic lounge access on Rs. 5,000 quarterly spends, 1 international lounge access & spa session at select Indian airports per year via Dreamfolks membership & 1 railway lounge access in a quarter

NA

Reward redemption ratio of 1:1

Save up to Rs. 3,600 on movie tickets

Complimentary travel membership, discount offers and rewards

Accelerated benefits on non-fuel spends (groceries and bills)

Multiple reward redemption options

Decent per reward value when redeemed as IOCL points

Earned My Cash can only be used on the MMT platform

Domestic lounge access can only be availed on satisfying the spending condition

Limited international benefits

Capping on fuel points earning

Low redemption value of fuel points for cashback or catalogue redemption

No travel benefits

Low base rate

People who use MakeMyTrip to plan and make bookings for their travels, mostly travel domestically and like to watch movies

People who are IOCL loyalists, looking for a fuel credit card and want accelerated value back on spends made on IOCL fuel, groceries and bill payments