Compare : HDFC Infinia Credit Card vs HDFC Diners Club Black Metal Edition Credit Card

Complimentary Club Marriott membership for a year (with up to 20% off on dining and stays across Asia-Pacific region)

Bonus 12,500 reward points upon fee payment

Complimentary memberships of Club Marriott, Amazon Prime and Swiggy One

5 reward points on every Rs. 150 spent, including insurance, utilities and education​

10x reward points on travel and shopping spends on Smartbuy

1 reward point = Rs. 1 for flight & hotel bookings, Apple products and Tanishq vouchers via Smartbuy

1 reward point = 1 air mile

1 reward point = Rs. 0.30 for cashback redemption & up to Rs. 0.50 across product catalogue

5 reward points for every Rs. 150 spent

Up to 10X reward points on SmartBuy and 2X rewards on weekend dining

1 reward point = Rs. 1 for flight & hotel bookings at SmartBuy

1 reward point = Up to Rs. 0.50 against product catalogue

1 reward point = Rs. 0.30 for cashback redemption against statement balance

Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India

Unlimited airport lounge access for primary and add-on card members

3.33% value-back across all spending categories, including insurance, utilities and education

Unlimited domestic and international lounge access for primary and add-on users

Unlimited complimentary golf games at select golf courses of India and abroad

Stay and dining benefits at participating ITC hotels

Flat 15% discount on dining via Swiggy Dineout

3.33% value-back across all spending categories

1:1 reward redemption against some of the leading airlines and hotels

Unlimited domestic and international lounge visits for primary and add-on user

6 complimentary golf games per quarter

Multiple complimentary memberships

Low forex mark-up fee of 2%

Forex mark-up fee could have been lower as several premium and mid-range cards charge lower fee

Complimentary Club Marriott membership is limited to the first year

Complimentary annual memberships will be renewed only on spending Rs. 8 Lakh or more in a year

Though forex mark-up fee of 2% is lower than the general 3.5% charged on most cards, it could have been lower, considering the card’s premium status

This invite-only card is suitable for high spenders who put most of their shopping and travel spends on their credit card

High spenders who put most of their travel-related and other spends on their card, and want an all rounder credit card