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Complimentary Club Marriott membership for a year (with up to 20% off on dining and stays across Asia-Pacific region)

Bonus 12,500 reward points upon fee payment

40,000 reward points worth Rs. 10,000 after the payment of joining fee

5 reward points on every Rs. 150 spent, including insurance, utilities and education​

10x reward points on travel and shopping spends on Smartbuy

1 reward point = Rs. 1 for flight & hotel bookings, Apple products and Tanishq vouchers via Smartbuy

1 reward point = 1 air mile

1 reward point = Rs. 0.30 for cashback redemption & up to Rs. 0.50 across product catalogue

4 reward points on every Rs. 100 spent on the card

1 Reward Point = Rs. 0.25

Miles conversion against Air India, Air Asia, Club ITC, Qatar Airways and Adani One (up to 5:1)

Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India

4 domestic lounge access every quarter, Unlimited international lounge visits and 4 international lounge visits for guests in a year

3.33% value-back across all spending categories, including insurance, utilities and education

Unlimited domestic and international lounge access for primary and add-on users

Unlimited complimentary golf games at select golf courses of India and abroad

Stay and dining benefits at participating ITC hotels

Flat 15% discount on dining via Swiggy Dineout

Premium complimentary memberships

4 free movie tickets every month

Unlimited international lounge access with free guest visits

Low forex markup fee

Activation benefits worth the joining fee

Monthly and annual milestone benefits

Forex mark-up fee could have been lower as several premium and mid-range cards charge lower fee

Complimentary Club Marriott membership is limited to the first year

Low reward redemption value

Limited partners in miles transfer program

Limited domestic lounge access

Membership benefits limited for first year only

This invite-only card is suitable for high spenders who put most of their shopping and travel spends on their credit card

Frequent travellers and shoppers looking for a credit card with all-round benefits