Compare : HDFC Infinia Credit Card vs Axis Atlas Credit Card

Complimentary Club Marriott membership for a year (with up to 20% off on dining and stays across Asia-Pacific region)

Bonus 12,500 reward points upon fee payment

2,500 EDGE Miles on first transaction within 37 days of card setup

5 reward points on every Rs. 150 spent, including insurance, utilities and education​

10x reward points on travel and shopping spends on Smartbuy

1 reward point = Rs. 1 for flight & hotel bookings, Apple products and Tanishq vouchers via Smartbuy

1 reward point = 1 air mile

1 reward point = Rs. 0.30 for cashback redemption & up to Rs. 0.50 across product catalogue

5 EDGE Miles per Rs. 100 spent on travel on cumulative travel spends of Rs. 2 Lakh in a month

2 EDGE Miles per Rs. 100 spent on travel spends after reaching cumulative travel spend value of Rs. 2 Lakh in a month

2 EDGE Miles per Rs. 100 spent across other categories

1 EDGE Mile = Rs. 1

Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India

Up to 12 international lounge visits in a year and up to 18 domestic lounge visits every year, on spending Rs. 50,000 or more in the previous quarter

3.33% value-back across all spending categories, including insurance, utilities and education

Unlimited domestic and international lounge access for primary and add-on users

Unlimited complimentary golf games at select golf courses of India and abroad

Stay and dining benefits at participating ITC hotels

Flat 15% discount on dining via Swiggy Dineout

1:2 redemption value against partner airline and hotels

Accelerated reward benefits (2.5X EDGE Miles) on travel spends

Milestone benefits of up to 10,000 EDGE Miles every year

Decent number of international and domestic lounge visits

Forex mark-up fee could have been lower as several premium and mid-range cards charge lower fee

Complimentary Club Marriott membership is limited to the first year

High forex markup fee of 3.5%

Complicated tier-based benefit structure

High annual fee of Rs. 5,000

Reward points cannot be redeemed against cashback

This invite-only card is suitable for high spenders who put most of their shopping and travel spends on their credit card

Frequent travellers who put maximum spends on their credit cards and would be able to reach the spending milestones