Compare : IndusInd Bank Platinum Credit Card vs SBI SimplySAVE Credit Card

Luxe Gift Card and vouchers of top brands, like The Postcard Hotel, Montblanc, Amazon, Flipkart, etc.

2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance

1.5 reward points for every Rs. 150 spent

10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends

1 reward point per Rs. 150 spent on other categories

1 reward point = Rs. 0.25

NA

NA

Complimentary vouchers and gift cards as welcome benefit

Transfer of rewards into Airmiles at a 1:1 ratio

Fuel surcharge waiver across all fuel stations

10X reward points on dining, movies, grocery and departmental store spends

Entry-level credit card with low annual fee and easier eligibility terms

Annual fee waiver condition of Rs. 1 Lakh in a year

Low reward rate of 0.40% across all categories

No travel benefits like complimentary lounge access

No milestone benefits are offered

Reward redemption options are limited to select brand vouchers only

No significant benefits other than the rewards program

Low reward rate as compared to some entry-level cashback cards

People looking for a lifetime free card with basic benefits

Beginners looking for a low-annual fee credit card with benefits on everyday categories