Compare : IDFC FIRST Power+ Credit Card vs ICICI HPCL Super Saver Credit Card

Rs. 500 gift voucher on 1st HPCL spend of min. Rs. 500 within 30 days of card set-up

5% cashback up to Rs. 1,000 on the 1st EMI conversion

Rs. 250 Shoppers Stop voucher on the 1st UPI spend within 15 days of card setup, till 31 Mar 2026

Bonus 2,000 reward points on spending Rs. 5,000 and on payment of joining fee

Rs. 100 cashback on recharge via HP Pay app

30 rewards per Rs. 150 spent (5% savings) on HPCL fuel & LPG

30 rewards per Rs. 150 spent (5% savings) on grocery, utilities & IDFC FIRST FASTag

53 rewards per Rs. 150 on hotels & 33 rewards per Rs. 150 on flights booked via IDFC FIRST mobile app

3 rewards per Rs. 150 spent on UPI & other retail spends; 1 reward point = Rs. 0.25

6 Happy Coins as Payback Rewards (1.5% savings) per Rs. 100 spent on HP Pay app

4% cashback of up to Rs. 200 per month on fuel purchases at HPCL pumps

5% back as reward points up to 400 points per month, worth Rs. 100, on grocery, departmental store & utility bill spends

2 reward points per Rs. 100 spent on other retail purchases

Additional 1.5% savings at the rate of 6 points per Rs. 100 spent on fuel at HPCL fuel outlets via the HP Pay app

1 reward point = Rs. 0.25

1 complimentary domestic airport lounge access per quarter on min. monthly spends of Rs. 20,000

1 complimentary domestic airport lounge access per quarter, subject to spending Rs. 75,000 in the previous calendar quarter

Up to 6.5% savings on fuel transactions

Up to 8.83% savings on travel spends

Up to 5% savings on IDFC FIRST FASTag, groceries & utilities

Movie discount every month

5% value-back on fuel spends

5% back on departmental stores, electricity bills and mobile bills

25% Discount on movie tickets on BookMyShow and INOX

Complimentary domestic lounge access

Complimentary 24x7 roadside assistance service

Low reward redemption value of just Rs. 0.25

Rewards on fuel spends limited to just HPCL branded fuel purchase

No fuel surcharge waiver

Lounge access is spend-based

Total value-back capped at Rs. 300 per month

Spend-based condition applicable on lounge access

Overall value-back is quite low compared to other entry-level cards

People who are HPCL fuel loyalists and are looking for a card with accelerated rewards on HPCL, LPG, grocery, utilities & FASTag spends, along with movie discount

People looking for savings on HPCL Fuel spends along with rewards on everyday categories like grocery and departmental stores