Compare : ICICI Bank Rubyx Credit Card vs American Express® Platinum Reserveˢᵐ Credit Card

Vouchers worth Rs. 5,250 from top brands like Croma, Uber, EaseMyTrip, and Tata CLiQ on joining fee payment

11,000 Membership Rewards Points on 1st year’s annual fee payment & on spending Rs. 30,000 within the first 90 days

Complimentary Taj Epicure, Zomato Gold (1 year), Accor Plus Silver Tier, and EazyDiner Prime memberships

4 reward points per Rs. 100 spent internationally

2 reward points per Rs. 100 spent domestically

1 reward point per Rs. 100 spent on utility and insurance spends

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

Redeem Rewards Points for 500+ options across travel, dining, accessories & more

2 complimentary visits to domestic airport lounges per quarter on reaching Rs. 75,000 quarterly spends and 8 complimentary visits to railway lounges per year

12 domestic and 2 international airport lounge visits per year (3 per quarter) & Priority Pass membership

Up to Rs. 3,600 savings per year each on movie tickets on BookMyShow and INOX

Easily achievable spending condition to waive off annual fee

Up to 8 complimentary visits each to domestic airport lounge and railway lounge every year

Uncapped reward points earnings with the option to maximise savings through bonus milestone rewards as per your spends

Complimentary hotel & dining memberships

Complimentary movies/online shopping voucher worth Rs. 1,000 every month

Up to 24 complimentary golf rounds every year

12 complimentary domestic lounge visits every year

Low rewards earning rate for a card in this fee range

High forex mark-up fee of 3.5% despite offering accelerated rewards on international spends

Spend-based conditions applicable on benefits like airport lounge access and complimentary golf games

High annual fee of Rs. 10,000 plus applicable taxes

Low reward rate of 1 point per Rs. 40 spent

High forex markup fee of 3.5%

Only 2 international lounge visits per year

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People looking for a premium credit card with all-round benefits