Compare : HSBC Visa Platinum Credit Card vs HDFC Diners Club Black Metal Edition Credit Card

Amazon voucher worth Rs. 250

Free 3-month Swiggy One Membership on card activation

2,000 reward points on card activation

Complimentary memberships of Club Marriott, Amazon Prime and Swiggy One

2 reward points for every Rs. 150 spent

6X reward points on hotel bookings through Travel with Points portal

4X reward points on flight bookings through Travel with Points portal

2X reward points on car rental bookings through Travel with Points portal

5 reward points for every Rs. 150 spent

Up to 10X reward points on SmartBuy and 2X rewards on weekend dining

1 reward point = Rs. 1 for flight & hotel bookings at SmartBuy

1 reward point = Up to Rs. 0.50 against product catalogue

1 reward point = Rs. 0.30 for cashback redemption against statement balance

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Unlimited airport lounge access for primary and add-on card members

No joining and annual fee

Up to 6X reward points on travel spends

2:1 reward redemption ratio for partner airlines/hotels

Free 3-month Swiggy One Membership

Exclusive travel & lifestyle benefits through Visa Signature

3.33% value-back across all spending categories

1:1 reward redemption against some of the leading airlines and hotels

Unlimited domestic and international lounge visits for primary and add-on user

6 complimentary golf games per quarter

Multiple complimentary memberships

Low forex mark-up fee of 2%

Low base reward rate of 0.67%

No travel benefits, such as complimentary lounge visits

No spending milestone benefits like bonus rewards

Complimentary annual memberships will be renewed only on spending Rs. 8 Lakh or more in a year

Though forex mark-up fee of 2% is lower than the general 3.5% charged on most cards, it could have been lower, considering the card’s premium status

Consumers looking for an entry level credit card with all round benefits

High spenders who put most of their travel-related and other spends on their card, and want an all rounder credit card