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Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
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Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
₹ 1,000
₹ 1,000
NA
₹ 999
₹ 999
NA
NA
NA
5% cashback on incremental monthly online spends above Rs. 10,000
3% cashback on monthly online spends worth up to Rs. 10,000
1% cashback on offline and essential spends, along with UPI spends made via IDFC FIRST Bank app
Bonus 1% cashback on flights and hotels booked via IDFC FIRST Bank app
5% cashback on all online spends without any merchant restriction
1% cashback across all offline spends
Cashback will be auto-credited into the statements within 2 days of statement generation
NA
NA
Up to 6% cashback on travel spends
Up to 5% cashback on online spends
1% cashback on UPI and other transactions
Easily achievable annual fee waiver condition
Up to 5% cashback on card spends
Cashback benefits come without any merchant restrictions
No hassle of point conversion as cashback is auto-credited into the statement
Easily achievable renewal fee waiver
Capping on monthly cashback accrual
No cashback on UPI spends made outside IDFC FIRST app
No significant lifestyle-related benefit besides cashback program
Monthly capping on cashback earnings
No significant additional benefits like complimentary airport lounge access or welcome bonus
NA
People who shop across multiple online brands and prefer flat cashback without any merchant or category restrictions
You can select up to 3 categories only