Compare : HDFC Diners Club Black Metal Edition Credit Card vs American Express® Platinum Reserveˢᵐ Credit Card

Complimentary memberships of Club Marriott, Amazon Prime and Swiggy One

11,000 Membership Rewards Points on 1st year’s annual fee payment & on spending Rs. 30,000 within the first 90 days

Complimentary Taj Epicure, Zomato Gold (1 year), Accor Plus Silver Tier, and EazyDiner Prime memberships

5 reward points for every Rs. 150 spent

Up to 10X reward points on SmartBuy and 2X rewards on weekend dining

1 reward point = Rs. 1 for flight & hotel bookings at SmartBuy

1 reward point = Up to Rs. 0.50 against product catalogue

1 reward point = Rs. 0.30 for cashback redemption against statement balance

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

Redeem Rewards Points for 500+ options across travel, dining, accessories & more

Unlimited airport lounge access for primary and add-on card members

12 domestic and 2 international airport lounge visits per year (3 per quarter) & Priority Pass membership

3.33% value-back across all spending categories

1:1 reward redemption against some of the leading airlines and hotels

Unlimited domestic and international lounge visits for primary and add-on user

6 complimentary golf games per quarter

Multiple complimentary memberships

Low forex mark-up fee of 2%

Complimentary hotel & dining memberships

Complimentary movies/online shopping voucher worth Rs. 1,000 every month

Up to 24 complimentary golf rounds every year

12 complimentary domestic lounge visits every year

Complimentary annual memberships will be renewed only on spending Rs. 8 Lakh or more in a year

Though forex mark-up fee of 2% is lower than the general 3.5% charged on most cards, it could have been lower, considering the card’s premium status

High annual fee of Rs. 10,000 plus applicable taxes

Low reward rate of 1 point per Rs. 40 spent

High forex markup fee of 3.5%

Only 2 international lounge visits per year

High spenders who put most of their travel-related and other spends on their card, and want an all rounder credit card

People looking for a premium credit card with all-round benefits