Compare : HDFC MoneyBack+ Credit Card vs Axis Bank Rewards Credit Card

500 bonus Cash Points on payment of joining fee

5,000 EDGE reward points on spending Rs. 1,000 within 30 days of card issuance

20 Cash Points per Rs. 150 spent on Amazon, BigBasket, Swiggy, Flipkart & Reliance Super Store

2 Cash Points per Rs. 150 spent across all other categories

1 Cash Point = Rs. 0.25

20 EDGE reward points per Rs. 125 spent on department stores and apparel

2 EDGE reward points on every Rs. 125 spent

5 EDGE Reward Points / 10 EDGE Reward Points = 1 Partner Point

NA

2 complimentary domestic airport lounge access every quarter

10X points on popular platforms, like Amazon, Flipkart & Swiggy

Low annual fee with easy spend-based waiver condition

Multiple options to redeem Cash Points

Up to 18,000 EDGE Reward points every year as milestone benefits

10X rewards on apparel and departmental store spends

Low spending condition to avail annual fee waiver

Welcome and renewal benefits worth the card joining and annual fee

Savings worth Rs. 300 every month on Swiggy food delivery orders

Low conversion rate of 1 Cash Point = Rs. 0.25

No travel benefits

Low redemption value of the earned EDGE Reward points

Spend-based eligibility condition on lounge access benefit

No complimentary access to international airport lounges

Capping on accelerated rewards earnings

People looking for a low-fee card with benefits inclined towards everyday brands like Flipkart, Amazon, Swiggy, etc.

People looking for a rewards credit card with all-rounder benefits