Compare : Equitas PowerMiles Credit Card vs Ixigo AU Credit Card

Joining fee waived on spending min. Rs. 1.2 lakh within the 1st 90 days of card issuance

Bonus 1,000 reward points

Ixigo money vouchers worth Rs. 1,000

9 reward points per Rs. 100 spent internationally

3 reward points per Rs. 100 spent on other purchases

1:1 reward redemption ratio for miles transfer for 10+ partner airlines/hotels and brands under Xchange Program

1 RP = Rs. 0.50 for products, vouchers, and flight/ bus/ hotel bookings

1 RP = Rs. 0.25 for cashback against statement and Insta redemption

10 reward points per Rs. 200 spent online

5 reward points per Rs. 200 spent offline

8 domestic lounge visits per year, max. 2 per quarter, and 4 international lounge visits per year, max. 1 per quarter

16 complimentary domestic railway lounge access every year, 1 complimentary international lounge access every year and 16 complimentary domestic airport lounge access every year

1:1 reward redemption ratio airlines/hotels/brands via Xchange program

Up to 9% value-back on international spends

Up to 3% base value-back rate on other spends

Complimentary luxury hotel and dining memberships

Complimentary airport lounge access worldwide

Zero forex markup fee

Direct discount on travel bookings via ixigo

No payment gateway charges on train bookings on ixigo

High frequency of domestic airport and railway lounge visits

Decent reward rate on general online spends

Lower reward redemption values outside Xchange platform

Limited benefits for low-spenders since most lifestyle benefits are tier-based

Maximum capping on travel bookings via Ixigo

Only 1 complimentary international lounge access in a year

Lacks in offering overall international travel benefits

Those who are frequent travellers and a high-spender looking for travel and lifestyle benefits on a card.

Individuals who frequently travel and prefer to make bookings through Ixigo