Compare : ICICI Emeralde Private Metal Credit Card vs HDFC Infinia Credit Card

Complimentary Taj Epicure membership, accompanied by complimentary night stays, 25% off on F&B, 20% off on Qmin app orders, hotel spa & salon usage & more

12,500 bonus reward points on card activation after the payment of joining fee

Complimentary Club Marriott membership for a year (with up to 20% off on dining and stays across Asia-Pacific region)

Bonus 12,500 reward points upon fee payment

6 ICICI reward points on every Rs. 200 spent, including grocery, education, utilities, and insurance payments

Spends made on tax, fuel, and rent payments will not accrue any reward points

Capping on rewards earned on insurance is 5,000 rewards in a month

Capping on rewards earned on grocery, utility & educational transactions is 1,000 rewards in a month per category

1 ICICI Reward Point = Re. 1

5 reward points on every Rs. 150 spent, including insurance, utilities and education​

10x reward points on travel and shopping spends on Smartbuy

1 reward point = Rs. 1 for flight & hotel bookings, Apple products and Tanishq vouchers via Smartbuy

1 reward point = 1 air mile

1 reward point = Rs. 0.30 for cashback redemption & up to Rs. 0.50 across product catalogue

Unlimited domestic lounge access & unlimited international lounge access with Priority Pass membership

Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India

Unlimited domestic as well as international lounge access

Low forex markup fee of 2%

Unlimited golf games or lessons every year

Vouchers worth Rs. 6,000 as Milestone Benefit

3.33% value-back across all spending categories, including insurance, utilities and education

Unlimited domestic and international lounge access for primary and add-on users

Unlimited complimentary golf games at select golf courses of India and abroad

Stay and dining benefits at participating ITC hotels

Flat 15% discount on dining via Swiggy Dineout

High annual fee of Rs. 12,499

Hotel benefits are limited to first year

Fuel transactions are excluded from the rewards program

Forex mark-up fee could have been lower as several premium and mid-range cards charge lower fee

Complimentary Club Marriott membership is limited to the first year

High spenders looking for a premium credit card offering benefits across multiple categories

This invite-only card is suitable for high spenders who put most of their shopping and travel spends on their credit card