Compare : HDFC Diners Club Privilege Credit Card vs Axis Bank SELECT Credit Card

Swiggy One & Times Prime annual memberships on Rs. 75,000 spends within the first 90 days

10,000 EDGE Reward Points worth Rs. 2,000 on making the first transaction within 30 days

5X reward points on Swiggy and Zomato

Up to 10X reward points on flight or hotel bookings via SmartBuy portal

4 reward points per Rs. 150 spent on others

1 Reward Point = Up to Rs. 0.50

10 Axis EDGE Reward Points on every Rs. 200 spent

2X (20) Axis EDGE Reward Points per Rs. 200 spent on retail transactions

1 EGDE Reward Point = Rs. 0.20

8 complimentary airport lounge access in a year (2 per quarter) worldwide on Rs. 15,000 quarterly spends

8 complimentary domestic lounge visits and up to 12 complimentary international lounge visits in a year

Accelerated rewards on Swiggy and Zomato

Decent base reward rate

Multiple reward redemption options

Quarterly milestone benefits

Low annual fee waiver criteria

Accelerated (2X) rewards across all retail spends

Direct discount on popular brands like Swiggy, BigBasket & District app

Welcome benefit of 10,000 EDGE reward points worth Rs. 2,000

Additional discount on dining at partner restaurants

Activation benefits come with a higher spend based requirement

Low redemption value in comparison to other cards like HDFC Millennia (1:1 at a fee of Rs. 1,000)

Lounge access is spend-based

No concessional forex markup fee

Movie benefits limited to weekend tickets

Low reward redemption value against air miles and product catalogue

No reward points on fuel, insurance, gold/jewellery and utility bill payments

High forex markup fee of 3.5%

High annual fee of Rs. 3,000

People who are looking for a credit card with accelerated rewards, who frequently use food delivery apps or dine out and like to watch movie shows on weekends

People who spend a substantial amount on offline transactions and also travel several times in a year