Compare : BOBCARD HPCL Energie Credit Card vs IDFC FIRST Power+ Credit Card

500 reward points on spending Rs. 5,000 within 60 days of card issuance

Rs. 500 gift voucher on 1st HPCL spend of min. Rs. 500 within 30 days of card set-up

5% cashback up to Rs. 1,000 on the 1st EMI conversion

Rs. 250 Shoppers Stop voucher on the 1st UPI spend within 15 days of card setup, till 31 Mar 2026

24 reward points per Rs. 150 spent on fuel at HPCL retail outlets, through HP Pay app and on LPG

Additional 1.5% cashback as Payback points on every Rs. 100 spent on fuel through HP Pay app

10 reward points per Rs. 150 spent on departmental stores and utility spends

2 reward points per Rs. 150 spent on other category purchases, including all the UPI spends

1 Reward/Payback Point = Rs. 0.25

30 rewards per Rs. 150 spent (5% savings) on HPCL fuel & LPG

30 rewards per Rs. 150 spent (5% savings) on grocery, utilities & IDFC FIRST FASTag

53 rewards per Rs. 150 on hotels & 33 rewards per Rs. 150 on flights booked via IDFC FIRST mobile app

3 rewards per Rs. 150 spent on UPI & other retail spends; 1 reward point = Rs. 0.25

6 Happy Coins as Payback Rewards (1.5% savings) per Rs. 100 spent on HP Pay app

Up to 4 complimentary visits to domestic airport lounges per year, capped at 1 visit per quarter on reaching Rs. 20,000 quarterly spends

1 complimentary domestic airport lounge access per quarter on min. monthly spends of Rs. 20,000

Up to 6.5% savings on HPCL fuel spends

Accelerated rewards on LPG, departmental stores and utility spends

Up to Rs. 2,400 savings on movie ticket bookings via District app

Very low spend-based requirement for renewal fee waiver

Up to 4 free domestic airport lounge visits per year

Up to 6.5% savings on fuel transactions

Up to 8.83% savings on travel spends

Up to 5% savings on IDFC FIRST FASTag, groceries & utilities

Movie discount every month

Monthly capping on accelerated rewards earnings

Low reward redemption ratio

Spend-based condition on lounge access benefit

Low reward redemption value of just Rs. 0.25

Rewards on fuel spends limited to just HPCL branded fuel purchase

No fuel surcharge waiver

Lounge access is spend-based

NA

People who are HPCL fuel loyalists and are looking for a card with accelerated rewards on HPCL, LPG, grocery, utilities & FASTag spends, along with movie discount