Compare : BOBCARD Cashback vs Cashback SBI Card

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NA

5% cashback (4% + 1%) on select domestic online spends

Unlimited 1% cashback on other purchases

4% cashback earnings capped at Rs. 1,500 per month

5% cashback on all online spends without any merchant restriction

1% cashback across all offline spends

Cashback will be auto-credited into the statements within 2 days of statement generation

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NA

Up to 5% cashback on online spends

Unlimited base cashback rate on other spends

Effortless savings experience with auto-credited cashback

Low annual fee with the flexibility to opt for annual or monthly payment plan

Up to 5% cashback on card spends

Cashback benefits come without any merchant restrictions

No hassle of point conversion as cashback is auto-credited into the statement

Easily achievable renewal fee waiver

Capping on accelerated cashback rate

No option to waive off the card’s annual fee

Monthly capping on cashback earnings

No significant additional benefits like complimentary airport lounge access or welcome bonus

People who frequently shop online and prefer to get cashback as their value-back, instead of reward points.

People who shop across multiple online brands and prefer flat cashback without any merchant or category restrictions